Rutherford County property record for 1305 Precept Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 1,594 sqft · built 2009 |
| Lot Size | 0.633 acres (27,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jan 2025) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071H-D-003.00-000 |
| Primary APN | 071H-D-003.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 7 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 1,311 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 27,571 sqft (0.633 acres) |
| Lot Dimensions | 406 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0103610 |
|---|---|
| Street Address | 1305 PRECEPT DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-4090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 290 FOXFIRE MEADOWS SEC 9 PB 34 PG 94 SPLIT OFF 71-3301 FOR 09 80 X 406.56 IRR |
| Legal Subdivision | FOXFIRE MEADOWS SEC 9 |
| Legal Lot Number | 290 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40807 |
1305 Precept Dr is owned and occupied by two individuals who bought it in January 2025.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 PRECEPT DR, MURFREESBORO, TN 37129-4090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2022 | Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY HOME LOANS LLC LEGACY HOME LOANS LLC |
| May 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage LEGACY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on File |
| Deed Sale | Jan 9, 2025 · Amount on File |
| Prior Sale | May 25, 2017 · Amount on File |
| Deed Document Number | 20252577853 |
| Deed Book / Page | 2502 / 3985 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 0013341095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1305 PRECEPT DR, MURFREESBORO, TN 37129-4090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1305 PRECEPT DR, MURFREESBORO, TN 37129-4090 |
| Document Number | 0022942342 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 2294/2342 |
| Instrument | 2469969 |
| Name | WILSON BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37127 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1305 PRECEPT DR, MURFREESBORO, TN 37129-4090 |
| Document Number | RB19941352 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 PRECEPT DR MURFREESBORO TN 371294090, MURFREESBORO, TN 37129-4090 |
| Document Number | RB19941352 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 001994/001352 |
| Instrument | 2319517 |
| Name | LEGACY HOME LOANS LLC LEGACY HOME LOANS LLC |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 17, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | May 25, 2017 |
| Property Address | 1305 PRECEPT DR, MURFREESBORO, TN 37129-4090 |
| Document Number | RB15743058 |
| Book / Page | 001574 / 003058 |
| Instrument Date | May 24, 2017 |
| Instrument | 2086172 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE AND ESCROW SERI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $722.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 PRECEPT DR MURFREESBORO TN 371294090, MURFREESBORO, TN 37129-4090 |
| Document Number | RB15743060 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 001574/003060 |
| Instrument | 2086173 |
| Name | LEGACY HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 24, 2037 |
The 2025 property tax bill for 1305 Precept Dr was $1,482.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,575 (+24.78%) Land $27,500 Building $71,075 | $394,300 Land $110,000 Building $284,300 | |
| 2025 | $1,482.00 | $79,000 Land $13,750 Building $65,250 | |
| 2023 | $1,482.00 | $79,000 Land $13,750 Building $65,250 | $316,000 (-) Land $55,000 Building $261,000 |
| 2022 | $316,000 Land $55,000 Building $261,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1305 Precept Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2003–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Precept Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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