1306 Pepperidge Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1306 Pepperidge Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,088 sqft · built 1988
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,500 (Sep 2004)
Tax Bill	$7,721 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Transfer
APN	`04-28-0-306-002`

Property Details

APN / Parcel Number

Primary APN	`04-28-0-306-002`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	15,682 sqft (0.36 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	564 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1306 PEPPERIDGE DR
City	O FALLON
State	IL
Zip	62269-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD ESTATES 2NDADD LOT/SEC-69 A02652542
Legal Subdivision	LAKEWOOD ESTATES
Legal Block	306
Legal Lot Number	69
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3000
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 PEPPERIDGE DR, O FALLON, IL 62269-3040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2004 · Amount on Record
Deed Sale	Sep 3, 2004 · Amount on Record
Deed Document Number	20041864716
Deed Book / Page	4079 / 549
Last Transfer Date	Apr 16, 2008
Transfer Doc	0002100945
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1306 PEPPERIDGE DR, O FALLON, IL 62269-3040
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02724445
Date	Nov 4, 2021
Instrument	A02724445

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Aug 1, 2036

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 29, 2020
Property Address	1306 PEPPERIDGE DR, O FALLON, IL 62269-3040
Document Number	00A2652542
Instrument Date	May 22, 2020
Instrument	2652542
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1306 PEPPERIDGE DR O FALLON IL 622693040, O FALLON, IL 62269-3040

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,721.00 (+8.98%) Homeowner's exemption	$113,125 (+9.62%) Land $17,573 Building $95,552	$339,375 (+9.62%) Land $52,719 Building $286,656
2024	$7,085.00	$103,198 (+22.55%) Land $16,031 Building $87,167	$309,594 (+22.55%) Land $48,093 Building $261,501
2022		$84,208 Land $13,081 Building $71,127	$252,624 Land $39,243 Building $213,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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