1302 Pepperidge Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1302 Pepperidge Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,189 sqft · built 1989
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,500 (Jun 2021)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Line of Credit + 1 more
APN	`04-28-0-306-001`

Property Details

APN / Parcel Number

Primary APN	`04-28-0-306-001`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,189 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Mixed
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	287 sqft
Patio Area	784 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1302 PEPPERIDGE DR
City	O FALLON
State	IL
Zip	62269-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEWOOD ESTATES 2NDADD LOT/SEC-70 A02702186
Legal Subdivision	LAKEWOOD ESTATES
Legal Block	306
Legal Lot Number	70
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3000
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1302 PEPPERIDGE DR, O FALLON, IL 62269-3040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Apr 12, 2012 · Amount on Record
Deed Document Number	20212702186
Prior Transfer Date	Nov 8, 2012
Prior Transfer Doc	00A2340117
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 2, 2021
Property Address	1302 PEPPERIDGE DR, O FALLON, IL 62269-3040
Document Number	0A02702186
Map Reference	MB 85 PG 15
Instrument Date	May 27, 2021
Instrument	A02702186
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$398.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1302 PEPPERIDGE DR, O FALLON, IL 62269-3040

Mortgage

Document Number	0A02702187
Date	Jun 2, 2021
Instrument	A02702187

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1302 PEPPERIDGE DR, O FALLON, IL 62269-3040
Document Number	00A2655765
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1302 PEPPERIDGE DR O FALLON IL 622693040, O FALLON, IL 62269-3040

Mortgage

Document Number	00A2655765
Date	Jun 25, 2020
Instrument	2655765

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.49%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1302 PEPPERIDGE DR, O FALLON, IL 62269-3040
Document Number	00A2594215
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1302 PEPPERIDGE DR O FALLON IL 622693040, O FALLON, IL 62269-3040

Mortgage

Document Number	00A2594215
Date	Oct 24, 2018
Instrument	2594215

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,355.00 (+8.95%) Homeowner's exemption	$121,914 (+9.62%) Land $21,248 Building $100,666	$365,742 (+9.62%) Land $63,744 Building $301,998
2024	$7,669.00	$111,215 (+22.55%) Land $19,383 Building $91,832	$333,645 (+22.55%) Land $58,149 Building $275,496
2022		$90,749 Land $15,816 Building $74,933	$272,247 Land $47,448 Building $224,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave, Verizon, Wisper ISP.

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