1306 Oakgrove Rd, Royal, AR 71968 Property Records

Garland County property record for 1306 Oakgrove Rd, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,726 sqft · built 2013
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2026)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Oct 2026 Transfer Sep 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`100-19467-000`

Property Details

APN / Parcel Number

Primary APN	`100-19467-000`
Alternative APNs	`1047073.0` `106831`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,726 sqft Living Area
1st Floor Area	1,726 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	575 sqft
Driveway	Concrete Driveway
Driveway Area	1,260 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	317 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1306 OAKGROVE RD
City	ROYAL
State	AR
Zip	71968-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE NW
Legal Range	21W
Legal Township	03S
Legal Section	15
Legal Subdivision	15-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1008
Census Tract	11102

Owner

1306 Oakgrove Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Garland County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 29, 2026	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORPORATION
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 20, 2021	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	May 30, 2023 · Amount on File
Deed Book / Page	4923 / 144
Prior Transfer Date	Sep 25, 2026
Prior Transfer Doc	4927000196
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Oct 9, 2026
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	4927000196
Book / Page	4927 / 196
Instrument Date	Sep 25, 2026
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 29, 2026
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	4923000144
Book / Page	4923 / 144
Instrument Date	Sep 24, 2026
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	PROFESSIONAL TITLE, PROFESSIONAL LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,323.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307

Mortgage

Document Number	4923000148,
Date	Sep 29, 2026
Book Page	4923/148

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 30, 2023
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	0045560272
Book / Page	4556 / 272
Instrument Date	May 26, 2023
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ADVANTAGE TITLE AND ESCROW INC, DVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 SOUTH ST ROGERS RDD50, RDD50, HOT SPRINGS NATIONAL PARK, AR 71913-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307

Mortgage

Document Number	0045560276
Date	May 30, 2023
Instrument	4556-0276

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	May 20, 2021
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	0043010100
Book / Page	4301 / 100
Instrument Date	May 18, 2021
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 E WAYNE AVE, SALINA, KS 67401-6775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Investor	Possibly a Property Investor

Mortgage

Document Number	0004301104
Date	May 20, 2021
Instrument	4301/104

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	May 14, 2018
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	0039460355
Book / Page	003946 / 000355
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD ROYAL AR 719689307, ROYAL, AR 71968-9307

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 1, 2017
Property Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307
Document Number	0039030286
Book / Page	3903 / 0286
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 S PIERCE ST, 1723, LITTLE ROCK, AR 72204-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAKGROVE RD, ROYAL, AR 71968-9307

Mortgage

Document Number	0003903289
Date	Dec 1, 2017
Instrument	3903/289

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Oakgrove Rd was $1,489 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00 Homeowner's exemption	$47,060 Land $5,130 Building $41,930
2023	$1,636.00 Homeowner's exemption	$47,060 Land $5,130 Building $41,930	$235,300 Land $25,650 Building $209,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 Oakgrove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Oakgrove Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 89% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon, Wireless ETC.

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