1295 Oakgrove Rd, Royal, AR 71968 Property Records

Garland County property record for 1295 Oakgrove Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	4 ba · 2,702 sqft · built 2002
Lot Size	12.9 acres (563,231 sqft)
Owner	2 Trust Names on File
Last Sale	$380,000 (Dec 2017)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-19462-000`

Property Details

APN / Parcel Number

Primary APN	`100-19462-000`
Alternative APNs	`1047243.0` `12193`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,702 sqft Living Area
1st Floor Area	1,592 sqft
Upper Floors Area	1,110 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Shingle
Lot Area	563,231 sqft (12.9 acres)
Terrain	Gentle Slope
Garage Area	780 sqft
Driveway	Driveway
Driveway Area	1,824 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	608 sqft
Porch	Open Porch
Porch Area	760 sqft
Fence	Fence
Shed	1 Shed
Shed Area	160 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1047243.0
Street Address	1295 OAKGROVE RD
City	ROYAL
State	AR
Zip	71968-9786
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE NW
Legal Range	21W
Legal Township	03S
Legal Section	15
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1005
Census Tract	11102

Owner

1295 Oakgrove Rd, a rural home, is owner-occupied and held in a trust since December 2017.

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	1295 OAKGROVE RD, ROYAL, AR 71968-9786
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Dec 1, 2011 · Amount on File
Deed Document Number	3906-000665
Deed Book / Page	3906 / 665
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	1295 OAKGROVE RD, ROYAL, AR 71968-9786
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041670271
Date	Jun 10, 2020
Book Page	4167/271

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	SEARCY, AR 72143

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 14, 2017
Property Address	1295 OAKGROVE RD, ROYAL, AR 71968-9786
Document Number	0039060665
Book / Page	3906 / 0665
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOT SPRINGS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1649 N CRYSTAL SPRINGS RD, 1649, ROYAL, AR 71968-8294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	132 DEER VIEW CIR, HOT SPRINGS NATIONAL PARK, AR 71913-8990

Mortgage

Document Number	0003906668
Date	Dec 14, 2017
Instrument	3906/668

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1295 Oakgrove Rd was $2,219 with a homeowner's exemption.

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,219.00 Homeowner's exemption	$73,150 Land $6,600 Building $66,550
2023	$2,126.00 Homeowner's exemption	$73,150 Land $6,600 Building $66,550	$365,750 Land $33,000 Building $332,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1295 Oakgrove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1295 Oakgrove Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 89% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000

May also be available: Verizon, Wireless ETC.

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