1306 Normal Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1306 Normal Ave, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,379 sqft · built 1930
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on File
Last Sale$370,800 (Feb 2024)
Tax Bill$1,450 (2025)
Deeds & MortgagesOct 2025 Mortgage
Feb 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN136H B 011

Property Details

APN / Parcel Number

Primary APN136H B 011
Alternative APN
  • 0000061975

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,379 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1985
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000061975
Street Address1306 NORMAL AVE
CityCHATTANOOGA
StateTN
Zip37405-3612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOTS PT 13 14 BLK 7 NORMAL PARK CORRECTED PB 4 PG 41
Legal SubdivisionNORMAL PARK CORRECTE
Legal Block7
Legal Lot Number13,14
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2017
Census Tract600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Quit Claim Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Feb 12, 2024Warranty Deed, Transfer · Commercial Mortgage
CHAMPIONS FUNDING LLC
Oct 31, 2019Warranty Deed, Transfer · Conventional Mortgage
TENNESSEE VLY FCU
Sep 18, 2018Warranty Deed, Transfer
JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2024 · Amount on Record
Deed SaleFeb 12, 2024 · Amount on Record
Prior SaleOct 31, 2019 · Amount on Record
Deed Document Number2024174
Deed Book / Page13510 / 507
Last Transfer DateOct 14, 2025
Transfer Doc0000000177
Record UpdatedSep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 22, 2025
Property Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612
Document Number0000000177
Book / Page14083 / 394
Map ReferenceMB 4 PG 42
Instrument DateOct 14, 2025
Instrument2025102200177
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyCUMBERLAND TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612

Mortgage

Document Number0014083397
DateOct 22, 2025
Instrument14083/397
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 12, 2024
Property Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612
Document Number0000000174
Book / Page13510 / 507
Map ReferenceMB 4 PG 42
Instrument DateFeb 9, 2024
Instrument2024021200174
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,371.96
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 E BROOKLYN VILLAGE AVE UNIT 707, 707, CHARLOTTE, NC 28202-3621

Mortgage

Document Number0000000175
DateFeb 12, 2024
Instrument2024021200175
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 31, 2019
Property Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612
Document Number1031000238
Book / Page011806 / 000618
Instrument DateOct 29, 2019
Instrument191031000238
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyCHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,069.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1306 NORMAL AVE CHATTANOOGA TN 374053612, CHATTANOOGA, TN 37405-3612

Mortgage

Document Number1031000239
DateOct 31, 2019
Book Page011806/000621
Instrument191031000239
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 18, 2018
Property Address1306 NORMAL AVE, CHATTANOOGA, TN 37405-3612
Document Number0918000244
Book / Page011455 / 000378
Instrument DateSep 17, 2018
Instrument180918000244
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyJONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY

Transaction

AmountAmount Recorded
Tax$1,017.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 NORMAL AVE CHATTANOOGA TN 374053612, CHATTANOOGA, TN 37405-3612

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00 (-23.56%)$95,675 (+12.82%)$382,700 (+12.82%) Land $225,000 Building $157,700
2024$1,897.00 (-0.32%)$84,800 (-0.32%)$339,200 (-0.32%) Land $150,000 Building $189,200
2023$1,903.00$85,075 (-)$340,300 (-) Land $150,000 Building $190,300
2022$1,903.00$85,075$340,300 Land $150,000 Building $190,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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