Hamilton County property record for 1207 Normal Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,629 sqft · built 1924 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Jun 2021) |
| Tax Bill | $1,693 (2025) |
| Deeds & Mortgages | Jun 2021 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136A P 015 |
| Primary APN | 136A P 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Year Built | Built 1924 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000061187 |
|---|---|
| Street Address | 1207 NORMAL AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 1 NORMAL PARK PB 4 PG 41 REV 105-135 |
| Legal Subdivision | NORMAL PARK CORRECTE |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1207 Normal Ave is owned by a company that bought it in June 2021 and is owner-occupied.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1207 NORMAL AVE, CHATTANOOGA, TN 37405-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Warranty Deed, Transfer WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| Aug 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2021 · Amount on File |
| Deed Sale | Jun 1, 2021 · Amount on File |
| Prior Sale | Aug 15, 2019 · Amount on File |
| Deed Document Number | 2021060100198 |
| Deed Book / Page | 12506 / 286 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 1, 2021 |
| Property Address | 1207 NORMAL AVE, CHATTANOOGA, TN 37405-3609 |
| Document Number | 0000000198 |
| Book / Page | 12506 / 286 |
| Map Reference | MB 4 PG 40-42 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021060100198 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 ROSSVILLE AVE, CHATTANOOGA, TN 37408-1928 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1207 NORMAL AVE, CHATTANOOGA, TN 37405-3609 |
| Document Number | 1120000016 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 1207 NORMAL AVE CHATTANOOGA TN 374053609, CHATTANOOGA, TN 37405-3609 |
| Document Number | 1120000016 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 012240/000364 |
| Instrument | 201120000016 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 15, 2019 |
| Property Address | 1207 NORMAL AVE, CHATTANOOGA, TN 37405-3609 |
| Document Number | 0815000172 |
| Book / Page | 011730 / 000141 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 190815000172 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2019 |
| Title Company | CHATTANOOGA TITLE-DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1207 NORMAL AVE CHATTANOOGA TN 374053609, CHATTANOOGA, TN 37405-3609 |
| Document Number | 815000173 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 011730/000145 |
| Instrument | 190815000173 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2049 |
The 2025 property tax bill for 1207 Normal Ave was $1,693, down 6.7% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,693.00 (-6.72%) | $111,725 (+37.68%) | $446,900 (+37.68%) Land $225,000 Building $221,900 |
| 2024 | $1,815.00 | $81,150 (-) | $324,600 (-) Land $150,000 Building $174,600 |
| 2023 | $1,815.00 | $81,150 (-) | $324,600 (-) Land $150,000 Building $174,600 |
| 2022 | $1,815.00 | $81,150 | $324,600 Land $150,000 Building $174,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1207 Normal Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1207 Normal Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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