1306 Howard St, Kinston, NC 28501 Property Records

Lenoir County property record for 1306 Howard St, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,534 sqft · built 1940
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Dec 2019)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452506289031`

Property Details

APN / Parcel Number

Primary APN	`452506289031`
Alternative APN	`4984`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,534 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	124 ft deep x 93.9 ft wide
Porch	Slab
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	1306 HOWARD ST
City	KINSTON
State	NC
Zip	28501-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA6
Legal Description	1306 HOWARD ST 1306 HOWARD ST
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	3
Census Block	3028
Census Tract	10600

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 HOWARD ST, KINSTON, NC 28501-3850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Deed Book / Page	1871 / 871
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LENOIR NC
Recording Date	Dec 9, 2019
Property Address	1306 HOWARD ST, KINSTON, NC 28501-3850
Document Number	0018710871
Book / Page	001871 / 000871
Instrument Date	Nov 29, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1306 HOWARD ST KINSTON NC 285013850, KINSTON, NC 28501-3850

Mortgage

Document Number	18710875
Date	Dec 9, 2019
Book Page	001871/000875

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2034

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00 (-2.84%)	$115,215 (-) Land $11,145 Building $104,070	$115,215 (-) Land $11,145 Building $104,070
2025	$1,618.00 (+57.7%)	$115,215 (+81.27%) Land $11,145 Building $104,070	$115,215 (+81.27%) Land $11,145 Building $104,070
2023	$1,026.00	$63,560 Land $8,000 Building $55,560	$63,560 Land $8,000 Building $55,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2021 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20