1304 Howard St, Kinston, NC 28501 Property Records

Lenoir County property record for 1304 Howard St, Kinston, NC 28501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,297 sqft · built 1955
Lot Size	0.264 acres (11,500 sqft)
Owner	Company Name on File
Last Sale	$46,500 (Jun 2011)
Tax Bill	$1,149 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452506279953`

Property Details

APN / Parcel Number

Primary APN	`452506279953`
Alternative APN	`7313`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,297 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	154 ft deep x 74 ft wide

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1304 HOWARD ST
City	KINSTON
State	NC
Zip	28501-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA6
Legal Description	1304 HOWARD ST 1304 HOWARD ST
Legal Subdivision	OLD FARM
Jurisdiction	LENOIR NC
Township / Civil Division	KINSTON
Census Block Group	3
Census Block	3028
Census Tract	10600

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1140, KINSTON, NC 28503-1140
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2011 · Amount on File
Deed Sale	Jun 10, 2011 · Amount on File
Deed Document Number	20111510610005
Deed Book / Page	1632 / 875
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Recording Date	Apr 1, 2026
Property Address	1304 HOWARD ST, KINSTON, NC 28501-3850
Document Number	2085000268
Book / Page	2085 / 268
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	2085000268,
Date	Apr 1, 2026
Book Page	2085/268

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Municipality	Kinston City
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,149.00 (-2.87%)	$84,222 (-) Land $11,102 Building $73,120	$84,222 (-) Land $11,102 Building $73,120
2025	$1,183.00 (+67.09%)	$84,222 (+91.9%) Land $11,102 Building $73,120	$84,222 (+91.9%) Land $11,102 Building $73,120
2023	$708.00	$43,888 Land $8,000 Building $35,888	$43,888 Land $8,000 Building $35,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Jan 2021 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KINSTON serves 27,475 people · EPA ID NC0454010
Water Source	Purchased surface water from NEUSE REGIONAL WTR & SWR AUTH
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20