1306 Harbourside Dr, New Bern, NC 28560 Property Records

Craven County property record for 1306 Harbourside Dr, New Bern, NC 28560

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,381 sqft · built 1981
Lot Size	3.71 acres (161,608 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jul 2026)
Tax Bill	$650 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2-029-4-003-E`

Property Details

APN / Parcel Number

Primary APN	`2-029-4-003-E`
Alternative APNs	`60609` `88761`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,381 sqft Attic
1st Floor Area	800 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	161,608 sqft (3.71 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	88761
Street Address	1306 HARBOURSIDE DR
City	NEW BERN
State	NC
Zip	28560-7243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WATERWOOD CONDO UNIT 3 BLDG 3
Legal Subdivision	WATERWOOD CONDOMINIUM COMPLEX
Legal Unit	3
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

Source: Craven County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9869 NC HIGHWAY 55 E, NEW BERN, NC 28560-5216
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2022	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	202610158352
Deed Book / Page	3886 / 1301
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 1, 2026
Property Address	1306 HARBOURSIDE DR, NEW BERN, NC 28560-7243
Document Number	0010158352
Book / Page	3886 / 1301
Instrument Date	Jun 24, 2026
Instrument	202610158352
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$31,714.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 NC HIGHWAY 55 E, NEW BERN, NC 28560-5216

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 12, 2022
Property Address	1306 HARBOURSIDE DR, NEW BERN, NC 28560-7243
Document Number	03725/1094
Book / Page	3725 / 1094
Map Reference	MB 1 PG 85
Instrument Date	May 5, 2022
Instrument	10096821
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 297, GRANTSBORO, NC 28529-0297

Mortgage

Document Number	0037251097
Date	May 12, 2022
Instrument	3725/1097

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$650.00 (+1.88%)	$119,930 (-) Land $10,000 Building $109,930	$119,930 (-) Land $10,000 Building $109,930
2023	$638.00 (+65.71%)	$119,930 (+125.01%) Land $10,000 Building $109,930	$119,930 (+125.01%) Land $10,000 Building $109,930
2022	$385.00	$53,300 Land $8,000 Building $45,300
2018			$53,300 Land $8,000 Building $45,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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