1302 Harbourside Dr, New Bern, NC 28560 Property Records

Craven County property record for 1302 Harbourside Dr, New Bern, NC 28560

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,216 sqft · built 1981
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2021)
Tax Bill	$604 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2-029-4-003-B`

Property Details

APN / Parcel Number

Primary APN	`2-029-4-003-B`
Alternative APN	`90966`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	90966
Street Address	1302 HARBOURSIDE DR
City	NEW BERN
State	NC
Zip	28560-7243
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U 3-B BG-3 WATERWOOD
Legal Subdivision	WATERWOOD
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	960101

Owner

1302 Harbourside Dr, a condominium, is owned by an individual who bought it in November 2021.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1301 HARBOURSIDE DR, NEW BERN, NC 28560-7243
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Deed Document Number	202110086853
Deed Book / Page	3699 / 1672
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Jul 7, 2026
Property Address	1302 HARBOURSIDE DR, NEW BERN, NC 28560-7243
Document Number	0010158514
Book / Page	3887 / 1
Instrument Date	Jul 1, 2026
Instrument	202610158514
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 HARBOURSIDE DR, NEW BERN, NC 28560-7243

Mortgage

Document Number	0010158514,
Date	Jul 7, 2026
Book Page	3887/1
Instrument	202610158514

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 15, 2021
Property Address	1302 HARBOURSIDE DR, NEW BERN, NC 28560-7243
Document Number	03699/1672
Book / Page	3699 / 1672
Map Reference	MB 1 PG 85
Instrument Date	Oct 27, 2021
Instrument	10086853
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 HARBOURSIDE DR, NEW BERN, NC 28560-7281

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 HARBOURSIDE DR, NEW BERN, NC 28560-7243

Mortgage

Document Number	0036991676
Date	Nov 15, 2021
Instrument	3699/1676

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1302 Harbourside Dr was $604.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,430 (-) Land $10,000 Building $100,430	$110,430 (-) Land $10,000 Building $100,430
2025	$604.00	$110,430 Land $10,000 Building $100,430	$110,430 Land $10,000 Building $100,430
2023	$592.00 (+61.31%)	$110,430 (+119.19%) Land $10,000 Building $100,430	$110,430 Land $10,000 Building $100,430
2022	$367.00	$50,380 Land $8,000 Building $42,380
2018			$50,380 Land $8,000 Building $42,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1302 Harbourside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 706 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	890 units insured incl. 184 condo units
Nearby Flood Claims	1,120 (1981–2025)
Claims Outside the SFHA	41 of 1,120
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 560 claims Hurricane Irene, Sep 2011 · 253 claims Hurricane Fran, Sep 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1302 Harbourside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD HARBOUR private · serves 5,514 people · EPA ID NC0425132
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	CRAVEN COUNTY WATER SYSTEM
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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