1306 Craig St, #8, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 1306 Craig St, #8, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1956
Lot Size0.34 acres (14,810 sqft)
Owner2 Company Names on File
Last Sale$235,000 (Jul 2025)
Tax Bill$5,068 (2022)
Deeds & MortgagesDec 2021 Refinance
Jul 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN301301 223.016-5-45

Property Details

APN / Parcel Number

Primary APN301301 223.016-5-45
Alternative APNs
  • 130122301600050450000000
  • 301301 223.016-0005-045
  • 44125 06

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Width92 ft Width
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area175 sqft
Canopy20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number44125 06
Street Address1306 CRAIG ST, 8
CityROME
StateNY
Zip13440-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionH&G&L 92X159
Legal Block5
Legal Lot Number45.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group3
Census Block3015
Census Tract22200

Owner

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address60 COFFIN DR, ORWELL, NY 13426
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Jul 7, 2025Warranty Deed, Transfer
Sep 13, 2018Executor's Deed, Transfer
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 7, 2025 · Amount on Record
Deed SaleJul 7, 2025 · Amount on Record
Prior SaleSep 13, 2018 · Amount on Record
Deed Document Number20258142
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address1306 CRAIG ST # 08, 08, ROME, NY 13440-2355
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020913
DateDec 7, 2021
Instrument2021-020913
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateJul 7, 2025
Property Address1306 CRAIG ST # 08, 08, ROME, NY 13440-2355
Document Number0000008142
Instrument DateJun 6, 2025
Instrument2025-008142
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address60 COFFIN DR, ORWELL, NY 13426

September 2018: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionONEIDA NY
Recording DateSep 13, 2018
Property Address1306 CRAIG ST # 8, 8, ROME, NY 13440-2355
Document Number0000012972
Instrument DateSep 10, 2018
Instrument2018-012972
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20, ROME, NY 13440

Mortgage

Document Number0000012973
DateSep 13, 2018
Instrument2018-012973
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$65,500 (-) Land $20,000 Building $45,500$154,118 (+6.78%) Land $47,059 Building $107,059
2023$65,500 (-) Land $20,000 Building $45,500$144,337 (+17.92%) Land $44,072 Building $100,265
2022$5,068.00$65,500 Land $20,000 Building $45,500$122,407 Land $37,376 Building $85,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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