Oneida County and Rome City property record for 1322 Craig St, #24, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,049 sqft · built 1961 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Apr 1999) |
| Tax Bill | $5,845 (2022) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-5-1 |
| Primary APN | 301301 223.016-5-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,049 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Upper Floors Area | 537 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Width | 158 ft Width |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 44145 06 |
|---|---|
| Street Address | 1322 CRAIG ST, 24 |
| City | ROME |
| State | NY |
| Zip | 13440-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&L 109X156IR |
| Legal Block | 5 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 22200 |
1322 Craig St, #24 is owned and occupied by an individual who bought it in April 1999.
Source: Oneida County and Rome City records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1322 CRAIG ST, ROME, NY 13440-2355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| May 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1999 · Amount on File |
| Deed Sale | Apr 30, 1999 · Amount on File |
| Deed Book / Page | 2867 / 424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1322 CRAIG ST # 24, 24, ROME, NY 13440-2355 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000008193 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-008193 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1322 CRAIG ST # 24, 24, ROME, NY 13440-2355 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8193 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-008193 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,900 Land $17,700 Building $81,200 | $232,706 Land $41,647 Building $191,059 | |
| 2023 | $98,900 (-) Land $17,700 Building $81,200 | $217,937 (+17.92%) Land $39,004 Building $178,933 | |
| 2022 | $5,845.00 Homeowner's exemption | $98,900 Land $17,700 Building $81,200 | $184,825 Land $33,078 Building $151,747 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1322 Craig St, #24 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1322 Craig St, #24 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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