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1306 Cobblestone Way, Champaign, IL 61822 Property Records

Champaign County property record for 1306 Cobblestone Way, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.109 acres (4,739 sqft)
OwnerIndividual Name on Record
Last Sale$152,000 (Jan 2017)
Tax Bill$5,262 (2024)
Deeds & MortgagesJul 2020 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-20-04-372-034

Property Details

APN / Parcel Number

Primary APN41-20-04-372-034

Exterior

Lot Area4,739 sqft (0.109 acres)

Location & Zoning

Street Address1306 COBBLESTONE WAY
CityCHAMPAIGN
StateIL
Zip61822-2070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 239A BOULDER RIDGE 2ND SUB
Legal Range08E
Legal Township19N
Legal Section04
Legal SubdivisionBOULDER RIDGE 2ND SUB
Legal Lot Number239A
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2001
Census Tract902

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1306 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND BANK & TRUST CO
Jan 4, 2017Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BANK AND TRUST COMAPNBY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2017 · Amount on Record
Deed SaleJan 4, 2017 · Amount on Record
Prior SaleDec 27, 2010 · Amount on Record
Deed Document Number2017208
Prior Transfer DateApr 5, 2006
Prior Transfer Doc0000008479
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1306 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012688
DateJul 8, 2020
Instrument2020R12688
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJan 4, 2017
Property Address1306 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070
Document Number0000000208
Map ReferenceDOC2004R 33473
Instrument DateDec 14, 2016
Instrument2017R00208
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$228.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 COBBLESTONE WAY, CHAMPAIGN, IL 61822-2070

Mortgage

Document Number0000000209
DateJan 4, 2017
Instrument2017R00209
Lender
NameHEARTLAND BANK AND TRUST COMAPNBY
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,440 (+33.52%) Land $12,710 Building $61,730$223,320 (+33.52%) Land $38,130 Building $185,190
2024$5,262.00 (+15.04%)
2022$4,574.00 Homeowner's exemption$55,750 Land $9,520 Building $46,230$167,250 Land $28,560 Building $138,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Mediacom Xtream
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Nextlink, Pavlov Media.

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