1306 Cinda Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1306 Cinda Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1996
Lot Size	0.182 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Jul 1999)
Tax Bill	$1,031 (2025)
Deeds & Mortgages	Jun 2022 Transfer Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87542`

Property Details

APN / Parcel Number

Primary APN	`87542`
Alternative APN	`232630057300010190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Heated Area
Gross Area	2,272 sqft
1st Floor Area	1,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.182 acres)
Lot Dimensions	123 ft deep x 65 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	87542
Street Address	1306 CINDA CT
City	SAINT CLOUD
State	FL
Zip	34772-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	CANOE CREEK WOODS UNIT 11 PB 7 PG 144-145 LOT 19
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS & CRYSTAL CREEK
Legal Tract	573
Legal Block	1
Legal Lot Number	19
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43303

Owner

1306 Cinda Ct is owned and occupied by an individual who acquired it in June 2022.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1306 CINDA CT, SAINT CLOUD, FL 34772-9188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 1999 · Amount on File
Deed Sale	Jul 6, 1999 · Amount on File
Prior Sale	Jul 6, 1999 · Amount on File
Deed Document Number	0016332106
Deed Book / Page	23263
Last Transfer Date	Jun 30, 2022
Transfer Doc	0062430608
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 30, 2022
Property Address	1306 CINDA CT, SAINT CLOUD, FL 34772-9188
Document Number	0062430608
Book / Page	6243 / 608
Map Reference	MB 7 PG 144&145
Instrument Date	Jun 22, 2022
Instrument	2022102026
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 CINDA CT, 1306, SAINT CLOUD, FL 34772-9188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 CINDA CT, SAINT CLOUD, FL 34772-9188

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1306 CINDA CT, SAINT CLOUD, FL 34772-9188
Document Number	0052902585
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 CINDA CT ST CLOUD FL 347729188, ST CLOUD, FL 34772-9188

Mortgage

Document Number	0052902585
Date	Feb 22, 2018
Book Page	005290/002585
Instrument	31677

Lender

Name	MORTGAGE EQUITY PTRS
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 21, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Cinda Ct was $1,031 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,031.00 Homeowner's exemption	$100,476	$290,300 Land $70,000 Building $220,300
2023	$948.00 (+5.45%) Homeowner's exemption	$94,801 (+3%)	$287,900 (+18.67%) Land $60,000 Building $227,900
2022	$899.00 Homeowner's exemption	$92,040	$242,600 Land $55,000 Building $187,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Cinda Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Cinda Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Xfinity.

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