1302 Cinda Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1302 Cinda Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,653 sqft · built 1994
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2017)
Tax Bill	$3,382 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-26-30-0573-0001-0210`

Property Details

APN / Parcel Number

Primary APN	`23-26-30-0573-0001-0210`
Alternative APNs	`263023057300010210` `87544`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,166 sqft
1st Floor Area	1,653 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Lot Dimensions	110 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Metal Porch
Porch Area	42 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1302 CINDA CT
City	SAINT CLOUD
State	FL
Zip	34772-9188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	CANOE CREEK WOODS UNIT 11 PB 7 PG 144-145 LOT 21
Legal Range	30E
Legal Township	26S
Legal Section	23
Legal Subdivision	CANOE CREEK WOODS UNIT 11
Legal Tract	573
Legal Block	210
Legal Lot Number	21
Legal Unit	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1022
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1302 CINDA CT, SAINT CLOUD, FL 34772-9188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Dec 15, 2017	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	2017178910
Deed Book / Page	5255 / 379
Prior Transfer Date	Apr 6, 2007
Prior Transfer Doc	0034721567
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1302 CINDA CT, SAINT CLOUD, FL 34772-9188
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CINDA CT, SAINT CLOUD, FL 34772-9188

Mortgage

Document Number	0061942870
Date	Apr 18, 2022
Book Page	6194/2870
Instrument	2022060101

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1302 CINDA CT, SAINT CLOUD, FL 34772-9188
Document Number	0055971687
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 CINDA CT ST CLOUD FL 347729188, ST CLOUD, FL 34772-9188

Mortgage

Document Number	0055971687
Date	Oct 1, 2019
Book Page	005597/001687
Instrument	125976

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2039

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 15, 2017
Property Address	1302 CINDA CT, SAINT CLOUD, FL 34772-9188
Document Number	0052550379
Book / Page	5255 / 0379
Map Reference	MB7 PG144&145
Instrument Date	Aug 31, 2017
Instrument	2017178910
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	PRINCIPAL TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1302 CINDA CT, 1302, SAINT CLOUD, FL 34772-9188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 MOR TAY TRL # 301, 301, KISSIMMEE, FL 34747

Mortgage

Document Number	2017178911
Date	Dec 15, 2017
Instrument	2017178911

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,382.00 (+3.52%) Homeowner's exemption	$231,876 (+5.99%)	$346,200 (+0.14%) Land $70,000 Building $276,200
2024	$3,267.00 (+2.7%)
2023	$3,181.00 (+3.68%) Homeowner's exemption	$218,779 (+3%)	$345,700 (+18.55%) Land $60,000 Building $285,700
2022	$3,068.00 Homeowner's exemption	$212,407	$291,600 Land $55,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Xfinity.

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