1306 20th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1306 20th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1940
Lot Size	0.076 acres (3,311 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Dec 2021)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-000-038-092.09`

Property Details

APN / Parcel Number

Primary APN	`53-000-038-092.09`
Alternative APNs	`053-000-038-092.09` `0000380929`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,140 sqft
Basement Area	560 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,311 sqft (0.076 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1306 20TH ST
City	TWO RIVERS
State	WI
Zip	54241-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ORIG PLAT S 50` OF LOTS 9 & 10 BLK 38
Legal Subdivision	TWO RIVERS
Legal Block	38
Legal Lot Number	9,10
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2009
Census Tract	5300

Owner

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	903 WASHINGTON ST, MANITOWOC, WI 54220-5238
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage SHORELINE CU
Jan 15, 2024	Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SHIPBUILDERS CU
Dec 2, 2021	Personal Representative Deed, Transfer · Line of Credit SHIPBUILDERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20211244749
Deed Book / Page	3458 / 436
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1306 20TH ST, TWO RIVERS, WI 54241-2604
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WASHINGTON ST, MANITOWOC, WI 54220-5238

Mortgage

Document Number	003742/119
Date	Jan 23, 2026
Book Page	3742/119
Instrument	1291575

Lender

Name	SHORELINE CU
Type	Credit Union
Address	MANITOWOC, WI 54220

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1306 20TH ST, TWO RIVERS, WI 54241-2604
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WASHINGTON ST, MANITOWOC, WI 54220-5238

Mortgage

Document Number	003599/495
Date	Jan 15, 2024
Book Page	3599/495
Instrument	1269090

Lender

Name	SHIPBUILDERS CU
Type	Credit Union
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1306 20TH ST, TWO RIVERS, WI 54241-2604
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003530/3
Date	Oct 25, 2022
Book Page	3530/3
Instrument	1257132

Lender

Name	SHIPBUILDERS CU
Type	Credit Union
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1306 20TH ST, TWO RIVERS, WI 54241-2604
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 WASHINGTON ST, MANITOWOC, WI 54220-5238

Mortgage

Document Number	003512/309
Date	Jul 27, 2022
Book Page	3512/309
Instrument	1254078

Lender

Name	SHIPBUILDERS CU
Type	Credit Union
Address	MANITOWOC, WI 54220

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANITOWOC WI
Recording Date	Dec 2, 2021
Property Address	1306 20TH ST, TWO RIVERS, WI 54241-2604
Document Number	003458/436
Book / Page	3458 / 436
Instrument Date	Nov 8, 2021
Instrument	1244749
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 20TH ST, TWO RIVERS, WI 54241-2604

Mortgage

Document Number	0001244750
Date	Dec 2, 2021
Instrument	1244750

Lender

Name	SHIPBUILDERS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (+23.43%)	$78,400 (+91.22%) Land $6,600 Building $71,800	$90,643 (+39.24%) Land $7,631 Building $83,012
2023	$1,054.00	$41,000 Land $4,400 Building $36,600	$65,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures