1017 20th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 1017 20th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1954
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on File
Last Sale	$67,000 (Aug 2021)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-000-016-050.05`

Property Details

APN / Parcel Number

Primary APN	`53-000-016-050.05`
Alternative APNs	`053-000-016-050.05` `0000160505`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	2,556 sqft
Attic	Attic
Attic Area	426 sqft
Basement Area	852 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1017 20TH ST
City	TWO RIVERS
State	WI
Zip	54241-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	ORIG PLAT W 15` OF N 100` OF LOT 4 & E 1/2 OF N 100` OF LOT 5 BLK 16
Legal Subdivision	TWO RIVERS
Legal Block	16
Legal Lot Number	4,5
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	3
Census Block	3026
Census Tract	5100

Owner

1017 20th St is owned by a company that bought it in August 2021 and is owner-occupied.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	323 CHEROKEE CT, MISHICOT, WI 54228-9203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit CLEVELAND STATE BANK
Aug 6, 2021	Warranty Deed, Transfer · Line of Credit CLEVELAND STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	20211239729
Deed Book / Page	3427 / 566
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	May 20, 2026
Property Address	1017 20TH ST, TWO RIVERS, WI 54241-2714
Document Number	0001295293
Book / Page	3765 / 492
Instrument Date	Apr 16, 2026
Instrument	20261295293
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	323 CHEROKEE CT, MISHICOT, WI 54228-9203

Mortgage

Document Number	0001295293,
Date	May 20, 2026
Book Page	3765/492
Instrument	20261295293

Lender

Name	CLEVELAND STATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1017 20TH ST, TWO RIVERS, WI 54241-2714
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003515/608
Date	Aug 12, 2022
Book Page	3515/608
Instrument	1254674

Lender

Name	CLEVELAND STATE BANK
Type	Bank
Address	CLEVELAND, WI 53015

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	1017 20TH ST, TWO RIVERS, WI 54241-2714
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003515/627
Date	Aug 12, 2022
Book Page	3515/627
Instrument	1254676

Lender

Name	CLEVELAND STATE BANK
Type	Bank
Address	CLEVELAND, WI 53015

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Aug 6, 2021
Property Address	1017 20TH ST, TWO RIVERS, WI 54241-2714
Document Number	3427/566
Book / Page	3427 / 566
Instrument Date	Jul 30, 2021
Instrument	1239729
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	KNIGHT BARRY TTL ADVANTAGE L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CHEROKEE CT, MISHICOT, WI 54228-9203

Mortgage

Document Number	1239730
Date	Aug 6, 2021
Instrument	1239730

Lender

Name	CLEVELAND STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1017 20th St was $2,029 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00	$120,300 Land $11,000 Building $109,300	$139,085 Land $12,718 Building $126,367
2023	$1,607.00	$61,300 Land $7,800 Building $53,500	$97,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1017 20th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1017 20th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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