Sarasota County property record for 1305 Windward Dr, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,748 sqft · built 1997 |
| Lot Size | 0.263 acres (11,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jan 2017) |
| Tax Bill | $8,822 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2019 Mortgage + 1 more |
| APN | 0157-09-0005 |
| Primary APN | 0157-09-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,748 sqft Living Area |
| 1st Floor Area | 2,748 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 11,475 sqft (0.263 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 730 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 925 sqft |
| Patio Area | 559 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1305 WINDWARD DR |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 121 LESS NLY 5 FT SOUTHBAY YACHT & RACQUET CLUB |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 15 |
| Legal Subdivision | SOUTHBAY YACHT & RACQUET CLUB |
| Legal Tract | 1854 |
| Legal Lot Number | 121 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2102 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 WINDWARD DR, OSPREY, FL 34229-9148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Feb 6, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FLORIDA INTEGRITY BANK |
| Jan 12, 2017 | Warranty Deed, Transfer MSC TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on Record |
| Deed Sale | Jan 12, 2017 · Amount on Record |
| Prior Sale | Nov 19, 1997 · Amount on Record |
| Deed Document Number | 2017004598 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 1305 WINDWARD DR, OSPREY, FL 34229-9148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1305 WINDWARD DR, OSPREY, FL 34229-9148 |
| Document Number | 0000015937 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024015937 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 1305 WINDWARD DR, OSPREY, FL 34229-9148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014509 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2019014509 |
| Name | FIRST FLORIDA INTEGRITY BANK |
|---|---|
| Type | Bank |
| Address | NAPLES, FL 34101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jan 12, 2017 |
| Property Address | 1305 WINDWARD DR, OSPREY, FL 34229-9148 |
| Document Number | 0000004598 |
| Instrument Date | Jan 11, 2017 |
| Instrument | 4598 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2017 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,675.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1305 WINDWARD DR OSPREY FL 342299148, OSPREY, FL 34229-9148 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,822.00 (-14.07%) Homeowner's exemption | $805,900 (-9.11%) Land $291,700 Building $514,200 | $805,900 (-9.11%) Land $291,700 Building $514,200 |
| 2023 | $10,266.00 (+17.26%) Homeowner's exemption | $886,700 (+10.33%) Land $267,000 Building $619,700 | $886,700 (+10.33%) Land $267,000 Building $619,700 |
| 2022 | $8,755.00 | $803,700 Land $251,900 Building $551,800 | $803,700 Land $251,900 Building $551,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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