Sarasota County property record for 1251 Windward Dr, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,975 sqft · built 1986 |
| Lot Size | 0.278 acres (12,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $875,000 (Sep 2024) |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2021 Sale |
| APN | 0157-09-0002 |
| Primary APN | 0157-09-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,975 sqft Living Area |
| 1st Floor Area | 1,975 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 12,150 sqft (0.278 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Area | 473 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Patio Area | 539 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1251 WINDWARD DR |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 124 SOUTHBAY YACHT & RACQUET CLUB |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 15 |
| Legal Subdivision | SOUTHBAY YACHT & RACQUET CLUB |
| Legal Tract | 1854 |
| Legal Lot Number | 124 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2102 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1251 WINDWARD DR, OSPREY, FL 34229-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 23, 2021 | Warranty Deed, Transfer DESJARLAIS LAW AND TITLE, DESJARLAIS LAW & TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2024 · Amount on Record |
| Deed Sale | Sep 4, 2024 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 2024120777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 1251 WINDWARD DR, OSPREY, FL 34229-9754 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1251 WINDWARD DR, OSPREY, FL 34229-9754 |
| Document Number | 0000119604 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2023119604 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 1251 WINDWARD DR, OSPREY, FL 34229-9754 |
| Document Number | 0000136528 |
| Map Reference | MB 22 PG 27 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021136528 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | DESJARLAIS LAW AND TITLE, DESJARLAIS LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,271.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3240 LAKE POINTE BLVD APT 271, 3240, SARASOTA, FL 34231-6954 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7136 POINT OF ROCKS CIR, SARASOTA, FL 34242-2631 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 (-1.6%) | $655,600 (+4.61%) Land $302,000 Building $353,600 | $655,600 (+4.61%) Land $302,000 Building $353,600 |
| 2023 | $7,644.00 (+3.86%) | $626,700 (+5.33%) Land $276,400 Building $350,300 | $626,700 (+5.33%) Land $276,400 Building $350,300 |
| 2022 | $7,360.00 | $595,000 Land $260,900 Building $334,100 | $595,000 Land $260,900 Building $334,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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