1305 Waterloo Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 1305 Waterloo Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,540 sqft · built 2022
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$301,500 (Dec 2022)
Tax Bill	$1,823 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385106-28-8382`

Property Details

APN / Parcel Number

Primary APN	`385106-28-8382`
Alternative APNs	`016862` `138702` `88653`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,540 sqft Heated Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	150 ft deep x 127 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	88653
Street Address	1305 WATERLOO DR
City	ROCKY MOUNT
State	NC
Zip	27804-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	135 3 221, 1 LT, 221 NORTHGREEN VILLAGE LT 221 NORTHGREEN VLG
Legal Subdivision	NORTHGREEN VILLAGE
Legal Lot Number	221
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	3
Census Block	3000
Census Tract	10604

Owner

1305 Waterloo Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1305 WATERLOO DR, ROCKY MOUNT, NC 27804-8431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Jul 8, 2022 · Amount on File
Deed Book / Page	3260 / 726
Record Updated	Oct 29, 2026

December 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	Dec 20, 2022
Property Address	1305 WATERLOO DR, ROCKY MOUNT, NC 27804-8431
Document Number	003260/726
Book / Page	3260 / 726
Map Reference	MB 11 PG 95
Instrument Date	Dec 20, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 CHRISTOPHER DR, CLAYTON, NC 27520-5504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 WATERLOO DR, ROCKY MOUNT, NC 27804-8431

Mortgage

Document Number	0032600728
Date	Dec 20, 2022
Instrument	3260-0728

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1305 Waterloo Dr was $1,823.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,823.00	$289,490 (-) Land $53,340 Building $236,150	$289,490 (-) Land $53,340 Building $236,150
2025	$1,823.00	$289,490 Land $53,340 Building $236,150	$289,490 Land $53,340 Building $236,150
2023	$1,486.00	$221,810	$221,810 Land $52,140 Building $169,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Waterloo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Waterloo Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20