1301 Waterloo Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 1301 Waterloo Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,277 sqft · built 1987
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jul 2018)
Tax Bill	$1,633 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385106-38-0302`

Property Details

APN / Parcel Number

Primary APN	`385106-38-0302`
Alternative APNs	`014754` `62674`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,277 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	150 ft deep x 127 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	62674
Street Address	1301 WATERLOO DR
City	ROCKY MOUNT
State	NC
Zip	27804-8431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	135 2 220, 1 LT, 220 NORTHGREEN VILLAGE LT 1H 220 NORTHGREEN VLG
Legal Subdivision	NORTHGREEN VILLAGE
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	3
Census Block	3000
Census Tract	10604

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1301 WATERLOO DR, ROCKY MOUNT, NC 27804-8431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on File
Deed Sale	Jul 23, 2018 · Amount on File
Prior Sale	Nov 12, 2004 · Amount on File
Deed Book / Page	2944 / 999
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 23, 2018
Property Address	1301 WATERLOO DR, ROCKY MOUNT, NC 27804-8431
Document Number	02944/0999
Book / Page	2944 / 0999
Map Reference	DD2098 PG681
Instrument Date	Jul 18, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 HAMIL RIDGE DR, 2043, WAXHAW, NC 28173-6023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WATERLOO DR, ROCKY MOUNT, NC 27804-8431

Mortgage

Document Number	0000029451
Date	Jul 23, 2018
Instrument	2945/1

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	10.2%

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,633.00	$259,230 (-) Land $39,470 Building $219,760	$259,230 (-) Land $39,470 Building $219,760
2025	$1,633.00 (+57.78%)	$259,230 (+67.79%) Land $39,470 Building $219,760	$259,230 (+67.79%) Land $39,470 Building $219,760
2023	$1,035.00	$154,500	$154,500 Land $33,550 Building $120,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20