Harford County property record for 1305 Terry Way, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,370 sqft · built 1973 |
| Lot Size | 0.909 acres (39,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,125 (Jul 2026) |
| Tax Bill | $4,305 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-082679 |
| Primary APN | 03-082679 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,370 sqft Total Area |
| Basement Area | 1,312 sqft |
| Finished Basement | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,596 sqft (0.909 acres) |
| Lot Dimensions | 211 ft deep x 89 ft wide |
| Garage Type | Built-in |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 082679 |
|---|---|
| Street Address | 1305 TERRY WAY |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 99 39596 SF 1305 TERRY WAY WOODRIDGE MAN S1 P 88/94 |
| Legal Subdivision | WOODRIDGE MANOR |
| Legal Lot Number | 99 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE DIRECT LLC |
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2016 · Amount on Record |
| Deed Book / Page | 17228 / 262 |
| Transfer Doc | 0000000665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Document Number | 1722000262 |
| Book / Page | 17228 / 262 |
| Instrument Date | Jul 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,726.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Document Number | 1722000269, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 17228/269 |
| Name | MORTGAGE DIRECT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 12, 2026 |
| Property Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Document Number | 1712000385 |
| Book / Page | 17121 / 385 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Investor | Possibly a Property Investor |
| Document Number | 1712000385, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 17121/385 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1305 TERRY WAY, FALLSTON, MD 21047-2623 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0140280352 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 14028/352 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,305.00 (+6.01%) | $389,567 (+2.44%) | $408,100 (+7.31%) Land $109,100 Building $299,000 |
| 2025 | $4,061.00 (+7.6%) | $380,300 (+7.44%) Land $109,100 Building $271,200 | $380,300 (-) Land $109,100 Building $271,200 |
| 2023 | $353,967 | $380,300 Land $109,100 Building $271,200 | |
| 2022 | $3,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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