Monmouth County and Ocean Township property record for 1203 Spruce Ave, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,116 sqft · built 1948 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jun 1998) |
| Tax Bill | $7,336 (2025) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00140-0000-00024 |
| Primary APN | 37-00140-0000-00024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Upper Floors Area | 372 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,100 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 61 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 452 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Old Parcel Number | 370140W10A00007 |
|---|---|
| Street Address | 1203 SPRUCE AVE |
| City | OCEAN |
| State | NJ |
| Zip | 07712-4741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C0 |
| Legal Subdivision | WANAMASSA PARK SOUTH |
| Legal Block | 140 |
| Legal Lot Number | 24 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 806600 |
1203 Spruce Ave is owned and occupied by an individual who bought it in June 1998.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1203 SPRUCE AVE, OCEAN, NJ 07712-4741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1998 · Amount on File |
| Deed Sale | Jun 24, 1998 · Amount on File |
| Deed Book / Page | 5724 / 543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 1, 2017 |
| Property Address | 1203 SPRUCE AVE, OCEAN, NJ 07712-4741 |
| Document Number | 0000052638 |
| Book / Page | 009229 / 001675 |
| Instrument Date | May 8, 2017 |
| Instrument | 52638 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1203 SPRUCE AVE OCEAN NJ 077124741, OCEAN, NJ 07712-4741 |
| Document Number | 52639 |
|---|---|
| Date | Jun 1, 2017 |
| Book Page | 009229/001680 |
| Instrument | 52639 |
| Name | UNIFIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | JOHNSTOWN, PA 15905 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2047 |
The 2025 property tax bill for 1203 Spruce Ave was $7,336, up 2.3% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $574,600 (+8.01%) Land $441,000 Building $133,600 | $574,600 (+8.01%) Land $441,000 Building $133,600 | |
| 2025 | $7,336.00 (+2.32%) | $532,000 Land $421,000 Building $111,000 | $532,000 Land $421,000 Building $111,000 |
| 2024 | $7,170.00 | ||
| 2023 | $444,500 Land $339,000 Building $105,500 | $444,500 Land $339,000 Building $105,500 | |
| 2022 | $6,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1203 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1980–1990) |
| Most Recent Claim | Aug 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1203 Spruce Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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