1294 Settle Ave, San Jose, CA 95125 Property Records

Santa Clara County property record for 1294 Settle Ave, San Jose, CA 95125

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,404 sqft · built 1990
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$1,152,750 (Sep 2012)
Tax Bill	$18,779 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Dec 2019 Line of Credit + 5 more
Flood Zone	Zone D (undetermined)
APN	`429-04-055`

Property Details

APN / Parcel Number

Primary APN	`429-04-055`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,404 sqft Living Area
1st Floor Area	1,357 sqft
2nd Floor Area	1,047 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	150 ft deep x 46 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1294 SETTLE AVE
City	SAN JOSE
State	CA
Zip	95125-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	MAP A3 854
Legal Subdivision	WILLOW HOME
Legal Lot Number	32
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	6
Census Block	6003
Census Tract	502400

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2012 · Amount on Record
Deed Sale	Sep 7, 2012 · Amount on Record
Deed Document Number	201221841488
Last Transfer Date	Apr 7, 2017
Transfer Doc	0023639432
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361

Mortgage

Document Number	0025613340
Date	Mar 22, 2024
Instrument	25613340

Lender

Name	FREMONT BANK
Type	Bank
Address	2580 SHEA CENTER DR, LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2054

Interest

Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024365634
Date	Dec 24, 2019
Instrument	24365634

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024417398
Date	Mar 2, 2020
Instrument	24417398

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361

Mortgage

Document Number	0024847027
Date	Feb 25, 2021
Instrument	24847027

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361

Mortgage

Document Number	0024846990
Date	Feb 25, 2021
Instrument	24846990

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 3, 2017
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Document Number	0023639432
Instrument Date	Apr 7, 2017
Instrument	23639432
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1294 SETTLE AVE SAN JOSE CA 951252361, SAN JOSE, CA 95125-2361

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 3, 2017
Property Address	1294 SETTLE AVE, SAN JOSE, CA 95125-2361
Document Number	0023639433
Instrument Date	Apr 7, 2017
Instrument	23639433
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1294 SETTLE AVE SAN JOSE CA 951252361, SAN JOSE, CA 95125-2361

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,448,219 (+2%) Land $1,086,105 Building $362,114
2025	$18,779.00 (+8.37%)	$1,419,823 (+4.04%) Land $1,064,809 Building $355,014
2023	$17,329.00 (+0.93%)	$1,364,691 Land $1,023,462 Building $341,229
2022	$17,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 29 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 827 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Ridge Wireless, T-Mobile.

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