1305 Rocky River Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1305 Rocky River Rd, Lancaster, SC 29720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,079 sqft · built 1988
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on File
Last Sale	$9,900 (Jun 2018)
Tax Bill	$724 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0078-00-040.02`

Property Details

APN / Parcel Number

Primary APN	`0078-00-040.02`
Alternative APNs	`00780 00 040.02` `11391`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,079 sqft Living Area
Gross Area	1,444 sqft
Flooring	Carpet

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	125,017 sqft (2.87 acres)
Garage Type	Carport
Garage Area	221 sqft
Carport	Carport
Carport Area	221 sqft
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	11391
Street Address	1305 ROCKY RIVER RD
City	LANCASTER
State	SC
Zip	29720-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY HOWARD P & DESSIE C PLYLER
Legal Block	A
Legal Lot Number	A
Jurisdiction	LANCASTER SC
Township / Civil Division	TRADESVILLE
Census Block Group	2
Census Block	2043
Census Tract	10100

Owner

Source: Lancaster County records · APN 0078-00-040.02

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1305 ROCKY RIVER RD, LANCASTER, SC 29720-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 22, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 24, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	20188960
Deed Book / Page	1150 / 199
Prior Transfer Date	May 24, 2012
Prior Transfer Doc	0000006927
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1305 ROCKY RIVER RD, LANCASTER, SC 29720-9608
Transaction Type	Mortgage
Record Updated	Nov 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021634
Date	Oct 25, 2021
Book Page	4569/84
Instrument	2021021634

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 22, 2018
Property Address	1305 ROCKY RIVER RD, LANCASTER, SC 29720-9608
Document Number	0000008960
Book / Page	001150 / 000199
Instrument Date	Jun 21, 2018
Instrument	8960
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 ROCKY RIVER RD LANCASTER SC 297209608, LANCASTER, SC 29720-9608

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1305 ROCKY RIVER RD, LANCASTER, SC 29720-9608
Document Number	0000007637
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000007637
Date	May 30, 2018
Book Page	003559/000201
Instrument	7637

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 29, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$724.00 (+9.2%)	$4,963 (+14.99%) Land $1,009 Building $3,954	$155,400 (+44.02%) Land $31,600 Building $123,800
2024	$663.00 (+0.45%)
2023	$660.00	$4,316 Land $972 Building $3,344	$107,900 Land $24,300 Building $83,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of South Carolina
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lynches River Communications	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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