Stanislaus County property record for 1305 River Valley Cir, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,268 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jun 2013) |
| Tax Bill | $3,499 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-055-056-000 |
| Primary APN | 039-055-056-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Patio Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1305 RIVER VALLEY CIR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERP BLK 00850 MAP 000033 00034 |
| Legal Subdivision | RIVERPARK |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2701 |
1305 River Valley Cir is owned and occupied by two individuals who acquired it in March 2019.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG |
| Mar 28, 2019 | Quit Claim Deed, Transfer · Conventional with PMI SYNERGY ONE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2013 · Amount on File |
| Deed Sale | Jun 14, 2013 · Amount on File |
| Prior Sale | Mar 28, 2013 · Amount on File |
| Deed Document Number | 201351507 |
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 0000018561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Document Number | 0000036841 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021-0036841 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Document Number | 0000083416 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-0083416 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Document Number | 0000052949 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1305 RIVER VALLEY CIR MODESTO CA 953516826, MODESTO, CA 95351-6826 |
| Document Number | 0000052949 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 52949 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 23, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Mar 28, 2019 |
| Property Address | 1305 RIVER VALLEY CIR, MODESTO, CA 95351-6826 |
| Document Number | 0000018561 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 18561 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1305 RIVER VALLEY CIR MODESTO CA 953516826, MODESTO, CA 95351-6826 |
| Document Number | 18562 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 18562 |
| Name | SYNERGY ONE LNDG |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
The 2026 property tax bill for 1305 River Valley Cir was $3,499, up % from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,499.00 (+0.03%) | $301,442 (+2%) Land $50,235 Building $251,207 |
| 2025 | $3,498.00 | $295,532 Land $49,250 Building $246,282 |
| 2023 | $3,192.00 (+0.88%) | $284,058 Land $47,339 Building $236,719 |
| 2022 | $3,164.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1305 River Valley Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1305 River Valley Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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