Stanislaus County property record for 1301 River Valley Cir, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 1990 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Sep 2021) |
| Tax Bill | $4,965 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-055-057-000 |
| Primary APN | 039-055-057-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| 1st Floor Area | 1,609 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1301 RIVER VALLEY CIR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95351-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIVERBANK |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2701 |
1301 River Valley Cir is owned and occupied by an individual who bought it in September 2021.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1301 RIVER VALLEY CIR, MODESTO, CA 95351-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Grant Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 13, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 31, 2019 | Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Prior Sale | Jan 31, 2019 · Amount on File |
| Deed Document Number | 202188126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 15, 2021 |
| Property Address | 1301 RIVER VALLEY CIR, MODESTO, CA 95351-6824 |
| Document Number | 0000088126 |
| Map Reference | VOL 33 PG 34 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-0088126 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Title Company | CORNERSTONE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2224 SENIMI CIR, CERES, CA 95307-1609 |
| Document Number | 0000088127 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-0088127 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 1301 RIVER VALLEY CIR, MODESTO, CA 95351-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000050655 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017-0050655 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jan 31, 2019 |
| Property Address | 1301 RIVER VALLEY CIR, MODESTO, CA 95351-6824 |
| Document Number | 0000005649 |
| Map Reference | VOL 33 PG 34 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 2019-0005649 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1301 RIVER VALLEY CIR, MODESTO, CA 95351-6824 |
| Document Number | 0000005650 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 2019-0005650 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Mar 1, 2049 |
The 2026 property tax bill for 1301 River Valley Cir was $4,965 with a homeowner's exemption, down 5.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,965.00 (-5.16%) Homeowner's exemption | $436,500 (-3.22%) Land $200,000 Building $236,500 |
| 2025 | $5,235.00 Homeowner's exemption | $451,013 Land $175,099 Building $275,914 |
| 2023 | $4,772.00 (+0.91%) Homeowner's exemption | $433,500 Land $168,300 Building $265,200 |
| 2022 | $4,729.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1301 River Valley Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1301 River Valley Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CERES serves 54,513 people · EPA ID CA5010028 |
|---|---|
| Water Source | Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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