Suffolk City property record for 1305 River Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,616 sqft · built 1988 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $730,000 (Apr 2024) |
| Tax Bill | $450 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Oct 2017 Refinance + 2 more |
| APN | 26B*33 |
| Primary APN | 26B*33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,616 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 302706000 |
|---|---|
| Street Address | 1305 RIVER RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES LOW-ME |
| Legal Description | L 33 NANSE RIVER SHORES |
| Legal Subdivision | NANSEMOND RIVER EST |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 75503 |
1305 River Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Suffolk City records, as of March 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2024 | Warranty Deed, Transfer · VA Mortgage CMG HOME LOANS |
| Oct 19, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA MORTGAGE INC |
| May 10, 2021 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Sep 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Prior Sale | Sep 11, 2020 · Amount on File |
| Deed Document Number | 20243843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Apr 17, 2024 |
| Property Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Document Number | 0240003843 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 240003843 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | NOT AVAILABLE, SUN TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Document Number | 0240003844 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 240003844 |
| Name | CMG HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0170011892 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 170011892 |
| Name | MID AMERICA MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210008030 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 210008030 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Sep 11, 2020 |
| Property Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Document Number | 200012670 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 200012670 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 RIVER RD, SUFFOLK, VA 23434-2915 |
| Document Number | 200012671 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 200012671 |
| Name | GUARANTEED RATE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1305 River Rd was $450 with a senior citizen's exemption, up 14.5% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $660,900 (+7.22%) Land $192,800 Building $468,100 | ||
| 2025 | $450.00 (+14.5%) Senior Citizen's exemption | $660,900 (+7.22%) Land $192,800 Building $468,100 | $616,400 Land $192,800 Building $423,600 |
| 2024 | $393.00 (-93.84%) Senior Citizen's exemption | $616,400 (+5.28%) Land $192,800 Building $423,600 | |
| 2023 | $6,381.00 | $585,500 Land $192,800 Building $392,700 | $585,500 Land $192,800 Building $392,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1305 River Rd; there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 River Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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