Suffolk City property record for 1280 River Rd, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 1976 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2020 Mortgage + 2 more |
| APN | 26B*67B |
| Primary APN | 26B*67B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Other |
|---|
| Account Number | 300382800 |
|---|---|
| Street Address | 1280 RIVER RD |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-2926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES LOW-ME |
| Legal Description | L.67B,NANSE.RIVER SHORES |
| Legal Subdivision | NANSEMOND RVR SHRS |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 75503 |
Source: Suffolk City records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 25, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 16, 2025 | Gift Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2025 |
| Deed Sale | Oct 16, 2025 |
| Deed Document Number | 202511690 |
| Prior Transfer Date | Oct 2, 2025 |
| Prior Transfer Doc | 0000011690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 30, 2026 |
| Property Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Document Number | 0000008152 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 20268152 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Document Number | 0000008152, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20268152 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NTL TITLE OF OREGON |
| Name | Verified Name |
|---|
| Document Number | 0200003740 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 200003740 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0220014572 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 220014572 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Oct 16, 2025 |
| Property Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Document Number | 0250011690 |
| Map Reference | MB 14 PG 79 |
| Instrument Date | Oct 9, 2025 |
| Instrument | 250011690 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1280 RIVER RD, SUFFOLK, VA 23434-2926 |
| Document Number | 0250011691 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 250011691 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,500 (+3.15%) Land $69,100 Building $222,400 | ||
| 2025 | $2,019.00 (-40.9%) | $291,500 (+3.15%) Land $69,100 Building $222,400 | $282,600 (+4.94%) Land $69,100 Building $213,500 |
| 2024 | $3,416.00 (+16.39%) | $282,600 (+4.94%) Land $69,100 Building $213,500 | |
| 2023 | $2,935.00 | $269,300 Land $69,100 Building $200,200 | $269,300 Land $69,100 Building $200,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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