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1305 Pine Bluff Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1305 Pine Bluff Dr, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 2,807 sqft · built 2003
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Dec 2021)
Tax Bill$3,738 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT011100007

Property Details

APN / Parcel Number

Primary APNT011100007
Alternative APN
  • 3-0016-8443-00-001C.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,807 sqft Living Area
Gross Area3,619 sqft
1st Floor Area1,607 sqft
Basement Area1,571 sqft
Finished Basement1,200 sqft
Unfinished Basement371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleSpanish
Exterior MaterialBrick/Stone
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT011100007
Street Address1305 PINE BLUFF DR
CitySAINT CHARLES
StateMO
Zip63304-8785
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionPINE BLUFF VILLAS LOT 1C
Legal SubdivisionPINE BLUFF VILLAS
Legal Lot Number1C
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group4
Census Block4001
Census Tract311122

Owner

Source: St. Charles County records · APN T011100007

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1305 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Prior SaleJul 01, 2004 · Amount on Record
Deed Document Number202197387
Prior Transfer DateSep 16, 2004
Prior Transfer Doc0000902630
Record UpdatedJun 08, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 01, 2021
Property Address1305 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785
Document Number0000097387
Map ReferenceMB 36 PG 345
Instrument DateNov 18, 2021
Instrument2021R-097387
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1378 PINE BLUFF DR, 1378, SAINT CHARLES, MO 63304-8784

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785

Mortgage

Document Number0000097388
DateDec 01, 2021
Instrument2021R-097388
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,738.00 (+5.56%)$62,979 (+6.3%)$331,470 (+6.3%) Building $331,470
2024$3,541.00
2023$59,248
2022$311,830 Building $311,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111224, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 283 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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