St. Charles County property record for 1303 Pine Bluff Dr, Saint Charles, MO 63304
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,805 sqft · built 2003 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $210,000 (Aug 2019) |
| Tax Bill | $3,556 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | T011100006 |
| Primary APN | T011100006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,805 sqft Living Area |
| Gross Area | 3,637 sqft |
| 1st Floor Area | 1,625 sqft |
| Basement Area | 1,571 sqft |
| Finished Basement | 1,180 sqft |
| Unfinished Basement | 391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Spanish |
| Exterior Material | Brick/Stone |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 204 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T011100006 |
|---|---|
| Street Address | 1303 PINE BLUFF DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8785 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | PINE BLUFF VILLAS LOT 1B |
| Legal Subdivision | PINE BLUFF VILLAS |
| Legal Lot Number | 1B |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 311122 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1303 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 8, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Prior Sale | Jun 5, 2014 · Amount on Record |
| Deed Document Number | 2019415200 |
| Deed Book / Page | 7120 / 666 |
| Prior Transfer Date | Jul 12, 2019 |
| Prior Transfer Doc | 0071200666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1303 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1303 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 2021R085929 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021R-085929 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 8, 2019 |
| Property Address | 1303 PINE BLUFF DR, SAINT CHARLES, MO 63304-8785 |
| Document Number | 0071200666 |
| Book / Page | 007120 / 000666 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 415200 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1303 PINE BLUFF DR ST CHARLES MO 633048785, ST CHARLES, MO 63304-8785 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,284 (-) | $333,073 (-) Building $333,073 | |
| 2025 | $63,284 (+6.35%) | $333,073 (+6.35%) Building $333,073 | |
| 2024 | $3,556.00 | ||
| 2023 | $59,503 | ||
| 2022 | $313,173 Building $313,173 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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