1305 NE Watson Dr, Bend, OR 97701 Property Records

Deschutes County property record for 1305 NE Watson Dr, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1970
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$700,000 (Jun 2022)
Tax Bill	$3,352 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171228-DA-00600`

Property Details

APN / Parcel Number

Primary APN	`171228-DA-00600`
Alternative APNs	`R1001171228DA00600` `100859`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,134 sqft
1st Floor Area	1,812 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	322 sqft
Deck Area	220 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	100859
Street Address	1305 NE WATSON DR
City	BEND
State	OR
Zip	97701-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MEADOWVIEW ESTATES SECOND ADDITION BLOCK 6 LOT 2
Legal Range	12
Legal Township	17
Legal Section	28
Legal Subdivision	MEADOWVIEW ESTATES SECOND ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2005
Census Tract	1702

Owner

1305 NE Watson Dr is owned and occupied by an individual who bought it in June 2022.

Source: Deschutes County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 NE WATSON DR, BEND, OR 97701-3750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARBOR FINANCIAL CU
Oct 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage ARBOR MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Sep 24, 2019 · Amount on File
Deed Document Number	202223407
Prior Transfer Date	Jan 25, 2016
Prior Transfer Doc	0000003212
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 10, 2022
Property Address	1305 NE WATSON DR, BEND, OR 97701-3750
Document Number	0000023407
Map Reference	CAB A PG 362
Instrument Date	Jun 6, 2022
Instrument	2022-23407
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 NE WATSON DR, BEND, OR 97701-3750

Mortgage

Document Number	0000023408
Date	Jun 10, 2022
Instrument	2022-23408

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1305 NE WATSON DR, BEND, OR 97701-3750
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043622
Date	Jul 26, 2021
Instrument	2021-43622

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	BEND, OR 97701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1305 NE WATSON DR, BEND, OR 97701-3750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041686
Date	Oct 16, 2018
Instrument	2018-41686

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1305 NE WATSON DR, BEND, OR 97701-3750
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019582
Date	Jun 11, 2019
Instrument	2019-19582

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 24, 2019
Property Address	1305 NE WATSON DR, BEND, OR 97701-3750
Document Number	0000035783
Instrument Date	Sep 20, 2019
Instrument	2019-35783
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1305 NE WATSON DR, BEND, OR 97701-3750

Mortgage

Document Number	0000035784
Date	Sep 24, 2019
Instrument	2019-35784

Lender

Name	ARBOR MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1305 NE Watson Dr was $3,352, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,352.00 (+3.94%)	$198,430 (+2.99%)	$633,110 (+0.61%) Land $248,720 Building $384,390
2024	$3,225.00 (+7.86%)	$192,660 (+3%)	$629,300 (-) Land $248,720 Building $380,580
2023	$2,990.00	$187,050	$629,300 Land $248,720 Building $380,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1305 NE Watson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1305 NE Watson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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