Grayson County property record for 1305 Lafayette Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,332 sqft · built 1955 |
| Lot Size | 0.223 acres (9,723 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,460 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D038 3197010 |
| Primary APN | D038 3197010 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,332 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 1,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,723 sqft (0.223 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Utility Building | 80 sqft |
| Heating System | Central |
|---|
| Account Number | 149052 |
|---|---|
| Old Parcel Number | D038 3197010 |
| Street Address | 1305 LAFAYETTE DR |
| City | DENISON |
| State | TX |
| Zip | 75020-5820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN HILLS ADDN, BLOCK 2, LOT 3 & PT 4, ACRES .2232 |
| Legal Subdivision | SOUTHERN HILLS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 800 |
1305 Lafayette Dr is owned and occupied by two individuals who acquired it in February 1996.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 LAFAYETTE DR, DENISON, TX 75020-5820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Jul 19, 2017 | Warranty Deed, Transfer RED RIVER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 1996 |
| Deed Sale | Feb 23, 1996 |
| Deed Document Number | 0002448133 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1305 LAFAYETTE DR, DENISON, TX 75020-5820 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017127 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2021-00017127 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Jul 19, 2017 |
| Property Address | 1305 LAFAYETTE DR, DENISON, TX 75020-5820 |
| Document Number | 0000015871 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 15871 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2017 |
| Title Company | RED RIVER TITLE INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1510 W ACHESON ST DENISON TX 750205902, DENISON, TX 75020-5902 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,768 Land $11,668 Building $145,100 | $156,768 Land $11,668 Building $145,100 | |
| 2024 | $2,460.00 | ||
| 2023 | $158,401 Land $7,487 Building $150,914 | $158,401 Land $7,487 Building $150,914 | |
| 2022 | $2,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Lafayette Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Lafayette Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Nextlink, TekWav.
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