1304 Lafayette Dr, Denison, TX 75020 Property Records

Grayson County property record for 1304 Lafayette Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,301 sqft · built 1955
Lot Size0.244 acres (10,646 sqft)
OwnerIndividual Name on File
Tax Bill$2,266 (2024)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APND038 3197003

Property Details

APN / Parcel Number

Primary APND038 3197003
Alternative APN
  • 149045

Interior

Full Baths2 Baths
Building Area1,301 sqft Living Area
Gross Area1,681 sqft
1st Floor Area1,301 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,646 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area308 sqft
Utility Building64 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number149045
Old Parcel NumberD038 3197003
Street Address1304 LAFAYETTE DR
CityDENISON
StateTX
Zip75020-5821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN HILLS ADDN, BLOCK 1, LOT 3, ACRES .2444
Legal SubdivisionSOUTHERN HILLS ADDN
Legal Block1
Legal Lot Number3
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group5
Census Block5033
Census Tract800

Owner

1304 Lafayette Dr is owned and occupied by an individual who acquired it in April 2015.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing Address1304 LAFAYETTE DR, DENISON, TX 75020-5821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2015
Deed SaleApr 7, 2015
Deed Document Number2015-00006220
Deed Book / Page5607 / 00071
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address1304 LAFAYETTE DR, DENISON, TX 75020-5821
Document Number0000031181
Instrument DateDec 17, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1304 LAFAYETTE DR DENISON TX 750205821, DENISON, TX 75020-5821

Mortgage

Document Number0000031181
DateDec 26, 2019
Instrument31181
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term360 Months
DueDec 25, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164,741 Land $44,080 Building $120,661$164,741 Land $44,080 Building $120,661
2024$2,266.00
2023$166,982 Land $32,901 Building $134,081$166,982 Land $32,901 Building $134,081
2022$2,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Lafayette Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1993–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Lafayette Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Bluepeak
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50

May also be available: Nextlink, TekWav.

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