1224 James Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1224 James Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1890
Lot Size	0.17 acres (7,590 sqft)
Owner	Individual Name on Record
Last Sale	$27,600 (Mar 2021)
Tax Bill	$970 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34.036.2590`

Property Details

APN / Parcel Number

Primary APN	`34.036.2590`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	742 sqft
Unfinished Basement	742 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,590 sqft (0.17 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1224 JAMES AVE
City	ALBERT LEA
State	MN
Zip	56007-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE ADDITION LOT-009 BLOCK-013 LOT 9 LESS THE W 50 FT THEREOF BLK 13 LAKE ADDITION
Legal Subdivision	LAKE ADDITION
Legal Block	13
Legal Lot Number	9
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4008
Census Tract	180900

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7308 181ST ST, ALBERT LEA, MN 56007-5700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage FARMERS STATE BANK HARTLAND
Mar 11, 2021	Warranty Deed, Transfer NORTH AMERICAN TITLE
Oct 23, 2018	Deed, Transfer
Jun 14, 2018	Deed, Transfer · Commercial Mortgage FARMERS STATE BANK HARTLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	2021547595
Prior Transfer Date	Jan 28, 2011
Prior Transfer Doc	0000492797
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1224 JAMES AVE, ALBERT LEA, MN 56007-3006
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A535390
Date	Dec 3, 2018
Instrument	A535390

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2028

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Mar 11, 2021
Property Address	1224 JAMES AVE, ALBERT LEA, MN 56007-3006
Document Number	000A547595
Instrument Date	Mar 11, 2021
Instrument	A547595
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$91.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7308 181ST ST, ALBERT LEA, MN 56007-5700

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Oct 23, 2018
Property Address	1224 JAMES AVE, ALBERT LEA, MN 56007-3006
Document Number	0CRV887986
Instrument Date	Oct 23, 2018
Instrument	CRV887986
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78689 180TH ST, 78689, ALBERT LEA, MN 56007-7071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 E MAIN ST, BLOOMING PRAIRIE, MN 55917

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jun 14, 2018
Property Address	1224 JAMES AVE, ALBERT LEA, MN 56007-3006
Document Number	0CRV830114
Instrument Date	Jun 14, 2018
Instrument	CRV830114
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 CHANNEL RD, 404, ALBERT LEA, MN 56007-1406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78689 180TH ST, ALBERT LEA, MN 56007-7071

Mortgage

Document Number	000A533117
Date	Jul 3, 2018
Instrument	A533117

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$970.00	$59,600 (+4.93%) Land $22,200 Building $37,400	$59,600 (+4.93%) Land $22,200 Building $37,400
2025	$970.00 (+5.21%)
2023	$922.00 (+32.85%)	$56,800 Land $15,900 Building $40,900	$56,800 Land $15,900 Building $40,900
2020	$694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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