1305 Engle Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1305 Engle Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,220 sqft · built 1995
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$249,500 (Jul 2019)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage
APN	`04-20-0-107-017`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-107-017`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,220 sqft Living Area
Basement Area	1,108 sqft
Unfinished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	160 sqft
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1305 ENGLE CT
City	O FALLON
State	IL
Zip	62269-6722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK ESTATES LOT/SEC-47 A02619207
Legal Subdivision	WINDING CREEK
Legal Block	107
Legal Lot Number	47
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2041
Census Tract	504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1305 ENGLE CT, O FALLON, IL 62269-6722
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 15, 2019	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Sep 8, 2009 · Amount on Record
Deed Document Number	20192619207
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	00A2291552
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1305 ENGLE CT, O FALLON, IL 62269-6722
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02703859
Date	Jun 16, 2021
Instrument	A02703859

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 15, 2019
Property Address	1305 ENGLE CT, O FALLON, IL 62269-6722
Document Number	00A2619207
Instrument Date	Jul 12, 2019
Instrument	2619207
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$374.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 ENGLE CT O FALLON IL 622696722, O FALLON, IL 62269-6722

Mortgage

Document Number	A2619208
Date	Jul 15, 2019
Instrument	2619208

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$121,947 (+9.62%) Land $18,043 Building $103,904	$365,841 (+9.62%) Land $54,129 Building $311,712
2024	$111,246 (+22.55%) Land $16,460 Building $94,786	$333,738 (+22.55%) Land $49,380 Building $284,358
2022	$90,775 Land $13,431 Building $77,344	$272,325 Land $40,293 Building $232,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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