1301 Engle Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1301 Engle Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 960 sqft · built 1992
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Nov 2020)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
APN	`04-20-0-107-016`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-107-016`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	960 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1301 ENGLE CT
City	O FALLON
State	IL
Zip	62269-6722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING CREEK ESTATES LOT/SEC-46 DOC A02675516
Legal Subdivision	WINDING CREEK
Legal Block	107
Legal Lot Number	46
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2041
Census Tract	504353

Owner

1301 Engle Ct is owned and occupied by two individuals who bought it in November 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1301 ENGLE CT, O FALLON, IL 62269-6722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Feb 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Aug 19, 2010 · Amount on File
Deed Document Number	20202675516
Prior Transfer Date	Jun 9, 2011
Prior Transfer Doc	00A2268526
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 12, 2020
Property Address	1301 ENGLE CT, O FALLON, IL 62269-6722
Document Number	00A2675516
Instrument Date	Oct 13, 2020
Instrument	2675516
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	COPPER TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1301 ENGLE CT O FALLON IL 622696722, O FALLON, IL 62269-6722

Mortgage

Document Number	A2675517
Date	Nov 12, 2020
Instrument	2675517

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1301 ENGLE CT, O FALLON, IL 62269-6722
Document Number	00A2643375
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 ENGLE CT O FALLON IL 622696722, O FALLON, IL 62269-6722

Mortgage

Document Number	00A2643375
Date	Feb 25, 2020
Instrument	2643375

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1301 ENGLE CT, O FALLON, IL 62269-6722
Document Number	00A2614846
Instrument Date	May 28, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1301 ENGLE CT O FALLON IL 622696722, O FALLON, IL 62269-6722

Mortgage

Document Number	00A2614846
Date	Jun 4, 2019
Instrument	2614846

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1301 Engle Ct was $7,826, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,826.00 (+8.39%)	$108,577 (+9.62%) Land $17,112 Building $91,465	$325,731 (+9.62%) Land $51,336 Building $274,395
2024	$7,220.00	$99,048 Land $15,610 Building $83,438	$297,144 Land $46,830 Building $250,314
2022		$80,822 Land $12,738 Building $68,084	$242,466 Land $38,214 Building $204,252

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1301 Engle Ct; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1301 Engle Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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