1305 Cuyamaca Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1305 Cuyamaca Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,330 sqft · built 2006
Lot Size	0.144 acres (6,253 sqft)
Owner	2 Trust Names on File
Last Sale	$495,000 (Feb 2017)
Tax Bill	$12,218 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jan 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`579-404-05-00`

Property Details

APN / Parcel Number

Primary APN	`579-404-05-00`
Alternative APN	`5790864400`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,330 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	6,253 sqft (0.144 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5790864400
Street Address	1305 CUYAMACA AVE
City	SPRING VALLEY
State	CA
Zip	91977-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 14 LOT 7 TR 001317
Legal Subdivision	EAST SAN DIEGO MASONIC LODGE
Legal Tract	001317
Legal Block	14
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	13905

Owner

1305 Cuyamaca Ave is owner-occupied and held in a trust since February 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE
Jan 27, 2020	Loan Modification, Mortgage · Conventional with PMI MONEY SOURCE
Feb 15, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 15, 2017	Grant Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Jul 22, 2009 · Amount on File
Deed Document Number	201776883
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0000076882
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000455230
Date	Oct 3, 2017
Instrument	2017-0455230

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612
Document Number	0000130763
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1305 CUYAMACA AVE SPRING VALLEY CA 919774612, SPRING VALLEY, CA 91977-4612

Mortgage

Document Number	0000130763
Date	Mar 13, 2020
Instrument	130763

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2017
Property Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612
Document Number	0000076882
Instrument Date	Dec 21, 2016
Instrument	76882
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6644 FORUM ST SAN DIEGO CA 921113203, SAN DIEGO, CA 92111-3203

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2017
Property Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612
Document Number	0000076883
Map Reference	MAP1317
Instrument Date	Dec 19, 2016
Instrument	2017-0076883
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1305 CUYAMACA AVE, SPRING VALLEY, CA 91977-4612

Mortgage

Document Number	0000076884
Date	Feb 15, 2017
Instrument	2017-0076884

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Cuyamaca Ave was $12,218.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,970 (+2%) Land $125,970 Building $460,000
2025	$12,218.00 Homeowner's exemption	$574,481 Land $123,500 Building $450,981
2023	$11,732.00 (+0.99%) Homeowner's exemption	$552,175 Land $118,705 Building $433,470
2022	$11,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1305 Cuyamaca Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Cuyamaca Ave is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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