1305 Central Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1305 Central Ave, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,488 sqft · built 1956
Lot Size0.222 acres (9,679 sqft)
Owner2 Trust Names on File
Tax Bill$11,400 (2024)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN16-32-115-002

Property Details

APN / Parcel Number

Primary APN16-32-115-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,488 sqft Living Area
1st Floor Area1,488 sqft
Basement Area520 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,679 sqft (0.222 acres)
Lot Dimensions121 ft deep x 80 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1305 CENTRAL AVE
CityDEERFIELD
StateIL
Zip60015-4029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD PARK UNIT 2 LOT 26
Legal SubdivisionDEERFIELD PARK UNIT 2
Legal Lot Number26
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group3
Census Block3013
Census Tract864903

Owner

1305 Central Ave is owner-occupied and held in a trust since October 2004.

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address1305 CENTRAL AVE, DEERFIELD, IL 60015-4029
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 30, 2004
Transfer Doc0005682028
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1305 CENTRAL AVE, DEERFIELD, IL 60015-4029
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007465134
DateFeb 21, 2018
Instrument7465134
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueFeb 14, 2058
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,326 Land $54,306 Building $92,020$439,022 Land $162,934 Building $276,088
2024$11,400.00 (+11.24%)
2023$10,248.00 (+6.27%)$133,945 (+12.34%) Land $49,711 Building $84,234$401,875 (+12.34%) Land $149,148 Building $252,727
2022$9,643.00$119,228 Land $53,395 Building $65,833$357,720 Land $160,201 Building $197,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Central Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1979–1987)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1305 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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