1231 Central Ave, Deerfield, IL 60015 Property Records

Lake County property record for 1231 Central Ave, Deerfield, IL 60015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,886 sqft · built 1956
Lot Size0.205 acres (8,925 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Mar 2022)
Tax Bill$12,645 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN16-32-113-002

Property Details

APN / Parcel Number

Primary APN16-32-113-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,886 sqft Living Area
Gross Area2,800 sqft
1st Floor Area1,136 sqft
2nd Floor Area750 sqft
Upper Floors Area750 sqft
Basement Area650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,925 sqft (0.205 acres)
Lot Dimensions119 ft deep x 75 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1231 CENTRAL AVE
CityDEERFIELD
StateIL
Zip60015-4160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEERFIELD PARK UNIT 2 LOT 10
Legal SubdivisionDEERFIELD PARK UNIT 2
Legal Lot Number10
Legal Unit2
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group3
Census Block3006
Census Tract864903

Owner

1231 Central Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address6007 N SHERIDAN RD, 27C, CHICAGO, IL 60660-3008
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2022Warranty Deed, Transfer · Conventional Mortgage
POLISH & SLAVIC FCU
Jul 8, 2021Transfer on Death Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on File
Deed SaleMar 22, 2022 · Amount on File
Deed Document Number20227888190
Prior Transfer DateJun 25, 2021
Prior Transfer Doc0007806412
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 22, 2022
Property Address1231 CENTRAL AVE, DEERFIELD, IL 60015-4160
Document Number0007888190
Map ReferenceDOC 897768
Instrument DateMar 9, 2022
Instrument7888190
Transaction TypeTransfer
Record UpdatedApr 5, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1231 CENTRAL AVE, DEERFIELD, IL 60015-4160

Mortgage

Document Number0007888191
DateMar 22, 2022
Instrument7888191
Lender
NamePOLISH & SLAVIC FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

July 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IL
Recording DateJul 8, 2021
Property Address1231 CENTRAL AVE, DEERFIELD, IL 60015-4160
Document Number0007806412
Map ReferenceDOC 897768
Instrument DateJun 25, 2021
Instrument7806412
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 CENTRAL AVE, 1231, DEERFIELD, IL 60015-4160

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 KING RICHARDS CT, DEERFIELD, IL 60015-2625

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,111 Land $50,911 Building $101,200$456,378 Land $152,748 Building $303,630
2024$12,645.00 (+11.21%)
2023$11,370.00 (+6.23%)$131,069 (%) Land $46,604 Building $84,465$393,246 (%) Land $139,826 Building $253,420
2022$10,703.00$131,071 Land $50,057 Building $81,014$393,252 Land $150,186 Building $243,066

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1231 Central Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1979–1987)
Claims Outside the SFHA4 of 10
Most Recent ClaimAug 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1231 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEERFIELD
serves 19,196 people · EPA ID IL0974340
Water SourcePurchased surface water from HIGHLAND PARK
Last State InspectionOct 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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