1305 Big Oak Trl, Aurora, IL 60506 Property Records

Kane County property record for 1305 Big Oak Trl, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,508 sqft · built 1991
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Feb 2023)
Tax Bill	$6,747 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-406-021`

Property Details

APN / Parcel Number

Primary APN	`15-08-406-021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	1,908 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1305 BIG OAK TRL
City	AURORA
State	IL
Zip	60506-6302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOLDEN OAKS UNIT 2 LOT 112
Legal Subdivision	GOLDEN OAKS
Legal Block	3
Legal Lot Number	112
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3006
Census Tract	853008

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 BUTTERFIELD RD, C, NORTH AURORA, IL 60542-3342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 27, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on Record
Deed Sale	Feb 16, 2023 · Amount on Record
Prior Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20234935
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 16, 2023
Property Address	1305 BIG OAK TRL, AURORA, IL 60506-6302
Document Number	0000004935
Map Reference	DOC 90K30112
Instrument Date	Jan 30, 2023
Instrument	2023K004935
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 BUTTERFIELD RD APT C, C, NORTH AURORA, IL 60542-3342

Mortgage

Document Number	0000004936
Date	Feb 16, 2023
Instrument	2023K004936

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.07%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1305 BIG OAK TRL, AURORA, IL 60506-6302
Document Number	0000040469
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1305 BIG OAK TRL AURORA IL 605066302, AURORA, IL 60506-6302

Mortgage

Document Number	0000040469
Date	Aug 4, 2017
Instrument	40469

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,747.00 (+21.66%)	$98,841 (+9.39%) Land $20,306 Building $78,535	$296,642 (+9.39%) Land $60,942 Building $235,699
2024		$90,357 (+22.66%) Land $18,563 Building $71,794	$271,179 (+22.71%) Land $55,711 Building $215,468
2022	$5,546.00 (-2.99%) Disabled Person's exemption Veteran's exemption	$73,662 (+7.41%) Land $15,133 Building $58,529	$220,986 (+7.41%) Land $45,399 Building $175,587
2021	$5,717.00 Homeowner's exemption	$68,580 Land $14,089 Building $54,491	$205,740 Land $42,267 Building $163,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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