Oneida County and Rome City property record for 1305 Bedford St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,793 sqft · built 1942 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $239,475 (Oct 2020) |
| Tax Bill | $6,032 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-5-36 |
| Primary APN | 301301 223.016-5-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,793 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| 2nd Floor Area | 1,026 sqft |
| Upper Floors Area | 235 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 376 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43315 06 |
|---|---|
| Street Address | 1305 BEDFORD ST |
| City | ROME |
| State | NY |
| Zip | 13440-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | HGL 70X93 |
| Legal Block | 5 |
| Legal Lot Number | 36.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 22200 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1305 BEDFORD ST, ROME, NY 13440-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Oct 7, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Aug 5, 2002 · Amount on Record |
| Deed Document Number | 202013447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1305 BEDFORD ST, ROME, NY 13440-2601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000009730 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-009730 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Oct 7, 2020 |
| Property Address | 1305 BEDFORD ST, ROME, NY 13440-2601 |
| Document Number | 0000013447 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020-013447 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 E GARDEN ST, ROME, NY 13440-4433 |
| Document Number | 0000013448 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020-013448 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,032.00 | ||
| 2025 | $128,400 (-) Land $19,700 Building $108,700 | $302,118 (+6.78%) Land $46,353 Building $255,765 | |
| 2023 | $128,400 (-) Land $19,700 Building $108,700 | $282,944 (+17.92%) Land $43,411 Building $239,533 | |
| 2022 | $8,121.00 | $128,400 Land $19,700 Building $108,700 | $239,955 Land $36,816 Building $203,139 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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