Oneida County and Rome City property record for 1303 Bedford St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,764 sqft · built 1949 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $87,600 (Jul 2005) |
| Tax Bill | $3,176 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 223.016-5-37 |
| Primary APN | 301301 223.016-5-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 684 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Width | 158 ft Width |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43310 06 |
|---|---|
| Street Address | 1303 BEDFORD ST |
| City | ROME |
| State | NY |
| Zip | 13440-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | H&G IRREG |
| Legal Block | 5 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 22200 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1303 BEDFORD ST, ROME, NY 13440-2601 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on Record |
| Deed Sale | Jul 8, 2005 · Amount on Record |
| Deed Book / Page | 2005 / 13994 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 1303 BEDFORD ST, ROME, NY 13440-2601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001949 |
|---|---|
| Date | Feb 3, 2022 |
| Instrument | 2022-001949 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,176.00 | ||
| 2025 | $67,600 (-) Land $17,500 Building $50,100 | $159,059 (+6.78%) Land $41,177 Building $117,882 | |
| 2023 | $67,600 (-) Land $17,500 Building $50,100 | $148,964 (+17.91%) Land $38,563 Building $110,401 | |
| 2022 | $4,783.00 | $67,600 Land $17,500 Building $50,100 | $126,332 Land $32,704 Building $93,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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