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1305 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1305 Ardmore St, Saint Augustine, FL 32092 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 2004
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Jul 2024)
Tax Bill$3,221 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2024 Transfer
Flood ZoneZone X (minimal risk)
APN028821-3530

Property Details

APN / Parcel Number

Primary APN028821-3530

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,246 sqft Living Area
Gross Area1,678 sqft
1st Floor Area1,246 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area43 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1305 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 353 OR5993/886
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number353
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4012
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-3530

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1305 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 18, 2024Intrafamily Transfer, Transfer
ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMar 21, 2016 · Amount on Record
Deed Document Number202459363
Deed Book / Page5993 / 886
Prior Transfer DateApr 28, 2009
Prior Transfer Doc0031991682
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1305 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Transaction TypeMortgage
Record UpdatedMay 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440

Mortgage

Document Number0054550678
DateDec 28, 2021
Book Page5455/678
Instrument2021139779
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateApr 18, 2024
Property Address1305 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440
Document Number0059340898
Book / Page5934 / 898
Instrument DateApr 18, 2024
Instrument2024029303
Transaction TypeTransfer
Record UpdatedMay 06, 2024
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address100 S BAR B RANCH RD, SAINT AUGUSTINE, FL 32092-9354

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3440

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$252,099 (-0.42%) Land $70,000 Building $182,099$252,099 (-0.42%) Land $70,000 Building $182,099
2025$3,221.00 (+66.03%) Homeowner's exemption$253,158 (+45.55%)$253,158 (-4.42%) Land $70,000 Building $183,158
2024$1,940.00 (+2.21%) Homeowner's exemption$173,936 (+3%)$264,856 (-4.11%) Land $80,000 Building $184,856
2023$1,898.00 (+3.66%) Homeowner's exemption$168,870 (+3%)$276,214 (+8.16%) Land $82,790 Building $193,424
2022$1,831.00 Homeowner's exemption$163,951$255,375 Land $73,920 Building $181,455

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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