1297 Ardmore St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1297 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,246 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$73,600 (2007)
Tax Bill$1,283.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-3510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,246 sqft Living Area
Gross Area1,678 sqft Gross Area
1st Floor1,246 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area432 sqft Garage
Patio Area192 sqft Patio
Porch Area48 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1297 ARDMORE ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3441
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 351 OR2680/1094 & 2933/1809(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number351
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4012
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-3510

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1297 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 02, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 14, 2007 · Amount on Record
Deed SaleJun 14, 2007 · Amount on Record
Prior SaleApr 11, 2006 · Amount on Record
Deed Doc Number200740771
Deed Book / Page2933 / 1809
Prior Transfer DateDec 18, 2006
Prior Transfer Doc0029331809
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1297 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056371617
DateSep 21, 2022
Book Page5637/1617
Instrument2022090180
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1297 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050861938
DateNov 02, 2020
Book Page5086/1938
Instrument2020097799
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$112,154 (+2.7%)$245,029 (+1.15%) Land $70,000 Building $175,029
2025$1,283.00 (+17.81%) Homeowner's exemption$109,205 (+2.9%)$242,253 (-4.74%) Land $70,000 Building $172,253
2024$1,089.00 (+2.54%) Homeowner's exemption$106,127 (+3%)$254,304 (-4.1%) Land $80,000 Building $174,304
2023$1,062.00 (+4.84%) Homeowner's exemption$103,036 (+3%)$265,173 (+8.88%) Land $82,790 Building $182,383
2022$1,013.00 Homeowner's exemption$100,035$243,547 Land $73,920 Building $169,627

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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