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  5. 24th St

1305 24th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1305 24th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,285 sqft · built 1981
Lot Size0.135 acres (5,874 sqft)
OwnerCompany Name on Record
Last Sale$425,000 (Sep 2016)
Tax Bill$5,599 (2025)
Deeds & MortgagesJan 2023 Transfer
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN062-031-047

Property Details

APN / Parcel Number

Primary APN062-031-047

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,285 sqft Living Area
1st Floor Area1,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,874 sqft (0.135 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1305 24TH ST
CityOCEANO
StateCA
Zip93445-9183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO TR 820 LT 1
Legal SubdivisionTRACT 820
Legal Tract820
Legal Block4
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group4
Census Block4011
Census Tract11904

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1305 24TH ST, OCEANO, CA 93445-9183
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Intrafamily Transfer, Transfer
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2016 · Amount on Record
Deed SaleSep 21, 2016 · Amount on Record
Prior SaleJan 23, 1997 · Amount on Record
Deed Document Number201647412
Last Transfer DateDec 27, 2022
Transfer Doc0000001975
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 23, 2023
Property Address1305 24TH ST, OCEANO, CA 93445-9183
Document Number0000001975
Map ReferenceMB 10 PG 48
Instrument DateDec 27, 2022
Instrument2023001975
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address1305 24TH ST, OCEANO, CA 93445-9183
InvestorPossibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1305 24TH ST, OCEANO, CA 93445-9183
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 24TH ST, OCEANO, CA 93445-9183

Mortgage

Document Number0000006675
DateJan 29, 2021
Instrument2021006675
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$503,106 (+2%) Land $266,350 Building $236,756
2025$5,599.00 (+4.63%)$493,242 (+4.04%) Land $261,128 Building $232,114
2023$5,351.00 (+1.44%)$474,090 Land $250,989 Building $223,101
2022$5,275.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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