1304 24th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1304 24th St, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,664 sqft · built 1980
Lot Size	0.145 acres (6,320 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (May 2017)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-023-031`

Property Details

APN / Parcel Number

Primary APN	`062-023-031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,320 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1304 24TH ST
City	OCEANO
State	CA
Zip	93445-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 708 LT 9
Legal Subdivision	TRACT NO 708
Legal Tract	708
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1004
Census Tract	12202

Owner

1304 24th St is owned and occupied by two individuals who bought it in May 2017.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 24TH ST, OCEANO, CA 93445-9171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Dec 19, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
May 18, 2017	Grant Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Mar 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2017 · Amount on File
Deed Sale	May 18, 2017 · Amount on File
Deed Document Number	201721542
Prior Transfer Date	Nov 15, 1997
Prior Transfer Doc	0000067411
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 10, 2021
Property Address	1304 24TH ST, OCEANO, CA 93445-9171
Document Number	0000034683
Map Reference	MB 9 PG 75
Instrument Date	Apr 30, 2021
Instrument	2021034683
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1304 24TH ST, OCEANO, CA 93445-9171

Mortgage

Document Number	0000034684
Date	May 10, 2021
Instrument	2021034684

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 19, 2019
Property Address	1304 24TH ST, OCEANO, CA 93445-9171
Document Number	0000057055
Instrument Date	Dec 17, 2019
Instrument	57055
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1304 24TH ST OCEANO CA 934459171, OCEANO, CA 93445-9171

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 18, 2017
Property Address	1304 24TH ST, OCEANO, CA 93445-9171
Document Number	0000021542
Map Reference	MB9 PG75
Instrument Date	May 2, 2017
Instrument	2017021542
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 REINA CT, SAN LUIS OBISPO, CA 93405-6188

Mortgage

Document Number	0000021543
Date	May 18, 2017
Instrument	2017021543

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 17, 2017
Property Address	1304 24TH ST, OCEANO, CA 93445-9171
Document Number	0000011972
Instrument Date	Feb 21, 2017
Instrument	11972
Transaction Type	Transfer
Record Updated	Mar 31, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1304 24TH ST OCEANO CA 934459171, OCEANO, CA 93445-9171

Tax Assessment & Valuation

The 2025 property tax bill for 1304 24th St was $5,772 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$526,782 (+2%) Land $278,188 Building $248,594
2025	$5,772.00 Homeowner's exemption	$516,454 Land $272,734 Building $243,720
2023	$5,514.00 (+1.47%) Homeowner's exemption	$496,402 Land $262,145 Building $234,257
2022	$5,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1304 24th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 24th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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