1305 12th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1305 12th Ave N, Saint Cloud, MN 56303

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,056 sqft · built 1980
Lot Size0.024 acres (1,054 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2023)
Tax Bill$1,888 (2026)
Deeds & MortgagesJan 2023 Sale
Jun 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN82-47037-0002

Property Details

APN / Parcel Number

Primary APN82-47037-0002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area1,054 sqft (0.024 acres)
Lot Width23 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address1305 12TH AVE N
CitySAINT CLOUD
StateMN
Zip56303-1713
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD3
Legal DescriptionLOT 002 BLK 001 FOXWOOD TOWNHOUSE ADD SECTION 03 TOWNSHIP 124 RANGE 028 SECTION 03 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section03
Legal SubdivisionFOXWOOD TOWNHOUSE ADD
Legal Block1
Legal Lot Number2
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2009
Census Tract901

Owner

1305 12th Ave N, a townhouse, is owned and occupied by an individual who bought it in January 2023.

Source: Stearns County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jun 27, 2019Warranty Deed, Transfer
FIRST AMERICAN TITLE
May 16, 2017Warranty Deed, Transfer
NOT AVAILABLE, HOME TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023 · Amount on File
Deed SaleJan 27, 2023 · Amount on File
Prior SaleJun 27, 2019 · Amount on File
Deed Document Number20231508208
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJan 31, 2023
Property Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713
Document Number00A1648160
Instrument DateJan 27, 2023
InstrumentA1648160
Transaction TypeTransfer
Record UpdatedFeb 22, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 27, 2019
Property Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713
Document Number00A1546621
Instrument DateJun 21, 2019
InstrumentA1546621
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateMay 16, 2017
Property Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713
Document Number00A1495465
Instrument DateMay 11, 2017
InstrumentA1495465
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyNOT AVAILABLE, HOME TITLE

Transaction

AmountAmount on Record
Tax$344.52
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 12TH AVE N, SAINT CLOUD, MN 56303-1713

Tax Assessment & Valuation

The 2026 property tax bill for 1305 12th Ave N was $1,888, up 23.2% from the year before.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,888.00 (+23.24%)$156,100 (-) Land $25,000 Building $131,100$156,100 (-) Land $25,000 Building $131,100
2025$1,532.00 Homeowner's exemption$156,100 Land $25,000 Building $131,100$156,100 Land $25,000 Building $131,100
2023$1,534.00$144,200 Land $25,000 Building $119,200$144,200 Land $25,000 Building $119,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 12th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1305 12th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: CenturyLink, Verizon.

Nearby Properties on 12th Ave N

Nearby Streets

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