Stearns County property record for 1284 12th Ave N, Saint Cloud, MN 56303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,512 sqft · built 1966 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (May 2019) |
| Tax Bill | $3,708 (2026) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-49028-0000 |
| Primary APN | 82-49028-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 1,604 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 1284 12TH AVE N |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-2721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 17 & 18 BLK 11 NORTH SIDE PARK ADD SECTION 02 TOWNSHIP 124 RANGE 028 NORTH SIDE PARK ADD SECTION 02 TOWNSHIP 124 RANGE |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 02 |
| Legal Subdivision | NORTH SIDE PARK ADD |
| Legal Block | 11 |
| Legal Lot Number | 17-18 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 801 |
1284 12th Ave N is owned and occupied by an individual who bought it in May 2019.
Source: Stearns County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1284 12TH AVE N, SAINT CLOUD, MN 56303-2721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2019 · Amount on File |
| Deed Sale | May 28, 2019 · Amount on File |
| Prior Sale | Nov 9, 2012 · Amount on File |
| Deed Document Number | 20191544270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 28, 2019 |
| Property Address | 1284 12TH AVE N, SAINT CLOUD, MN 56303-2721 |
| Document Number | 00A1544270 |
| Instrument Date | May 22, 2019 |
| Instrument | A1544270 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1284 12TH AVE N, SAINT CLOUD, MN 56303-2721 |
The 2026 property tax bill for 1284 12th Ave N was $3,708.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,708.00 | $270,000 (-) Land $30,000 Building $240,000 | $270,000 (-) Land $30,000 Building $240,000 |
| 2025 | $270,000 Land $30,000 Building $240,000 | $270,000 Land $30,000 Building $240,000 | |
| 2023 | $3,392.00 | $255,000 Land $30,000 Building $225,000 | $255,000 Land $30,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1284 12th Ave N in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1284 12th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, Verizon.
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